Online Payment Systems Archives

What is a Merchant of Record?

August 25, 2025
IntegralPay
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Did you know over 70% of online businesses struggle with payment processing and local rules? This shows how vital a Merchant of Record (MoR) is in e-commerce. An MoR does more than just handle payments. They also deal with chargebacks…

How a Payment Processing API Works

June 6, 2025
IntegralPay
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In 2021, the U.S. saw a huge jump in eCommerce sales, hitting $768 billion. Experts predict it will hit over $1.3 trillion by 2025. This growth makes using payment processing APIs more important than ever. These APIs make transactions smoother…