Credit Repair Merchant Account

How does the Credit Repair Industry work?

The US credit repair market size reached $4.5 billion in 2023, however, credit repair businesses often face challenges securing merchant accounts from conventional banks and card processors due to the industry’s high-risk classification. This status stems from the sector’s elevated chargeback rates, particularly prevalent among smaller U.S.-based credit repair enterprises managing substantial cash flows. This market has an increase potential in future years and IntegralPay emerges as a credit repair merchant account provider, presenting enduring solutions for this niche. IntegralPay remains steadfast in offering dependable and cost-effective credit and debit processing solutions, addressing the unique needs of qualifying credit repair merchants.

Learn about our Credit Repair Business Solutions

Why you should apply for a Credit Repair Merchant Account

Stability

IntegralPay has connections to reputable acquiring banks and business partners, all of which support our dedication to the Credit Repair Industry. We can be counted on as your long-term partner in payment processing, and we won’t terminate merchant accounts.

Chargeback Prevention

IntegralPay excels in credit repair merchant services, featuring real-time pre-chargeback alerts to swiftly identify and dispute fraudulent claims. Our comprehensive chargeback dispute support is available for all high-risk merchant accounts, providing robust assistance for effective management.

Fraud Prevention

IntegralPay recognizes the elevated risk of consumer fraud in the credit repair industry. Through analyzing hundreds of data points for each transaction, we promptly flag any suspicious activity, empowering merchants to proactively prevent fraud.

Get Started today with three easy steps

Apply Now

✓ Fill out our quick and simple application
✓ Securely upload any supporting documents

Get Approved

✓ Our trained professionals identify the best payment solutions for your business
✓ We work with our bank acquiring partners to secure a speedy approval for your merchant account

Start Processing

✓ Our technical team helps with payment gateway integration and initial testing
✓ Our premium accounts supports team takes care of you as you grow your business

Ready to Grow your Business?

Get Started!