skip to Main Content
Collections Merchant Account

Programs designed to save you money and follow the proper rules

Debt Collection Industry

The Debt Collection Industry is expanding at a consistent yearly pace of 1%, but future growth predictions indicate that it will accelerate. In the United States alone, there are over 1 billion active credit cards, and each household has an average debt of around $135,000. Given the intricacy of the rapidly expanding online industry, it is understandable why some customers fail to pay for the goods and services they receive. IntegralPay can assist you in setting up a merchant account so that you may conveniently collect credit card payments from your debtors, freeing you of many of the payment processing concerns that debt collection agencies frequently face.

Learn about our Collections (ARM) Solutions

    Chat Handle (optional)

    Why you should apply for a Collections Merchant Account



    IntegralPay has connections to reputable acquiring banks and business partners, all of which support our dedication to the Debt Collection Industry. We can be counted on as your long-term partner in payment processing, and we won’t terminate merchant accounts simply because of our connections to debt collection agencies.



    By ensuring that all of our products and solutions are fully compliant with all applicable federal, state, and card-brand standards, we distinguish ourselves as a thought leader and subject matter expert in the Debt Collection Sector. Our bank acquiring partner solutions comply with the FDCPA, HIPAA, PCI-DSS Level 1 certification, and NACHA (Reg E).


    Automated Payments

    Use any of the preferred communication channels for your debtors to enable payments, establish payment plans, send reminders, or report account balances.

    Partners and Integrations

    Get Started today with three easy steps


    Apply Now

    ✓ Fill out our quick and simple application
    ✓ Securely upload any supporting documents


    Get Approved

    ✓ Our trained professionals identify the best payment solutions for your business
    ✓ We work with our bank acquiring partners to secure a speedy approval for your merchant account


    Start Processing

    ✓ Our technical team helps with payment gateway integration and initial testing
    ✓ Our premium accounts supports team takes care of you as you grow your business

    Ready to Grow your Business?

    Back To Top