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CBD Merchant Account

Why CBD Merchants need to apply for a Merchant Account


CBD is High-Risk

CBD is one of the industries classified as “high-risk” in payment processing due to a variety of factors. For example, CBD was not legal until 2018 and is extremely regulated due to its similarity to THC. Also, you need a high-risk payment processor for your merchant account because high volume sales and e-commerce only increase the risk.


CBD Market is Growing

Recent studies have found that CBD has grown from a 686 million dollar market in 2016, to a 2.8 billion dollar industry in 2020 and it is projected to grow 21% per year through 2028. Do not Wait! Now is the best time to get approved for a Merchant Account.


High number of Chargebacks

CBD Merchants have a history of high chargebacks making them a “high-risk” online business. With round the clock chargeback alerts, CBD merchants can see and review chargebacks as soon as they are initiated. Click here to learn more about chargebacks.

Are you Eligible for a CBD Merchant Account?

IntegralPay tries to be as flexible as possible with our clients. We consider each application based on the circumstances of the business owner. You will receive fair treatment throughout the review process.

Do you have questions about our review process and merchant account eligibility requirements? If so, contact our team to have all your questions answered.

  1. Applying for a CBD merchant account with IntegralPay is possible for CBD merchants who offer hemp-derived CBD goods with less than 0.3 percent THC. At the time being, we are unable to offer a credit card merchant processing account for any cannabis goods that contain more tetrahydrocannabinol (THC) than is permitted by law.
  2. Merchant accounts for this business category are only available for merchants based in North America and Europe.

Supporting Documents Checklist

  1. Drivers License or Government Issued Photo ID
  2. Document showing Proof of Company Registration (Sole Proprietorship, LLC, ETC)
  3. Voided Check/Bank Letter
  4. 3 Months Bank Statements
  5. 3 Months Processing Statements (if available)
  6. Articles of Incorporation
  7. Fulfillment Agreement (if applicable)
  8. Lab Results / Certificates of Analysis for products sold on website
  9. Website
    1. URL/Website must have THC of .3% or less and/or Legal in ALL 50 States
    2. Website must have legal company name and address listed on footer of landing page; terms & conditions page; privacy page; refund/return policy; shipping policy; contact page with customer service number and card brand logos on the checkout page

Get Started today with three easy steps

CBD merchant account

Apply Now

✓ Fill out our quick and simple CBD application
✓ Securely upload any supporting documents


Get Approved

✓ Our trained professionals identify the best payment solutions for your CBD business
✓ We work with our bank acquiring partners to secure a speedy approval for your CBD merchant account


Start Processing

✓ Our technical team helps with payment gateway integration and initial testing
✓ Our premium accounts supports team takes care of you as you grow your CBD business

Ready to Grow your CBD Business?

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