Find the right Merchant Category Code (MCC) for your business. Search by MCC number or business type to quickly identify the applicable merchant category and description.
| MCC Code | Mastercard MCC Description | Full MCC Description | MCC Category |
|---|---|---|---|
| 0742 | Veterinary Services | Licensed practitioners primarily engaged in the practice of veterinary medicine, dentistry, or surgery for all types of animals; such as pets (for example, dogs, cats, fish), livestock, and other farm animals (for example, cattle, horses, sheep, hogs, goats, poultry, bees), and exotic animals. | Contracted Services |
| 0763 | Agricultural Cooperatives | Associations and cooperatives that provide farm management services or assistance in farming operations. Examples of such services include financial assistance, management, or complete maintenance of crops, soil preparation, planting and cultivating, aerial dusting and spraying, disease and insect control, weed control, and the harvesting of crops. For merchants that provide farm product warehousing and storage, use MCC 4225. | Contracted Services |
| 0780 | Horticultural and Landscaping Services | Landscape architects and other providers of landscape planning and design services. Also, merchants that offer a variety of lawn and garden services such as planting, fertilizing, mowing, mulching, seeding, spraying, and sod laying. | Contracted Services |
| 1520 | General Contractors, residential and commercial | General contractors primarily engaged in the construction of residential and commercial buildings. Construction services may include new construction, remodeling, repair, additions, and alterations. | Contracted Services |
| 1711 | Air Conditioning, Heating, and Plumbing Contractors | Special trade contractors that work with heating, plumbing, and air- conditioning systems. Examples of such services include air system balancing and testing, drainage system installation, furnace repair, lawn sprinkler system installation, refrigeration and freezer work, sewer hookups and connections, solar heating, sprinkler system installation, and water pump installation and servicing. | Contracted Services |
| 1731 | Electrical Contractors | Special trade contractors that perform electrical work such as the installation of fire alarms, sound equipment, telecommunications equipment, and telephones and telephone equipment. | Contracted Services |
| 1740 | Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors | Special trade contractors that perform masonry work, stone setting and other stone work such as fireplace construction, tile setting, plain and ornamental plastering, and insulation installation. These merchants also may perform bricklaying, ceramic and marble work, mosaic work, acoustical work, and drywall construction. | Contracted Services |
| 1750 | Carpentry Contractors | Special trade contractors that perform carpentry work for construction projects such as cabinetwork, framing, trim and finish work, and window and door installation. | Contracted Services |
| 1761 | Roofing and Siding, Sheet Metal Work Contractors | Special trade contractors that install roofing, siding and do sheet metal work, including architectural sheet metal work, ceilings and skylight installation, duct and gutter installation, and roof spraying, painting, or coating. | Contracted Services |
| 1771 | Concrete Work Contractors | Special trade contractors that perform concrete, cement or asphalt work, construct private driveways and walks of all materials, pour concrete for foundations, perform grouting work, and construct concrete patios and sidewalks. | Contracted Services |
| 1799 | Contractors, Special Trade; not elsewhere classified | Special trade contractors that perform construction work not elsewhere classified. Examples include awning installation, bathtub refinishing, fence construction, fire escape installation, house moving, home window replacement, garage door installation, floor covering installation, ornamental metal work, swimming pool construction, glasswork, well drilling, wallpaper services, waterproofing, and construction welding. | Contracted Services |
| 2741 | Miscellaneous Publishing and Printing | Merchants engaged in wholesale printing, publishing, or bookbinding. Examples of materials produced by such merchants include books, periodicals, magazines, maps and atlases, business newsletters, directories, sheet music, paper patterns, technical manuals and papers, telephone directories, and yearbooks. For wholesale distributors of books, pamphlets, and educational materials, use MCC 5192. | Wholesale Distributors and Manufacturers |
| 2791 | Typesetting, Plate Making, and Related Services | Merchants that perform wholesale typesetting for the printing trade and make plates for printing purposes. Examples of such services include advertisement typesetting, phototypesetting, computer- controlled typesetting and color separations; the production of positives and negatives from which offset lithographic plates are made; and engraving or embossing for printing purposes, such as engraving on wood, rubber, copper, steel, or photoengraving. For merchants that primarily provide wholesale printing services, use MCC 2741. | Wholesale Distributors and Manufacturers |
| 2842 | Sanitation, Polishing, and Specialty Cleaning Preparations | Wholesale manufacturers of polishes, cleaning solutions, disinfectants, hospital cleaning supplies, and other sanitation preparations. Products for sale may include non-personal deodorants, dressings for fabricated leather and other materials, wax removers, degreasing solvents, dry cleaning chemicals, rust and stain removers, and cleaning solutions for glass, paint, or wallpaper. | Wholesale Distributors and Manufacturers |
| 4011 | Railroads; Freight | Railroads engaged in freight transport operations. For railways that provide passenger transportation, use MCC 4112. | Transportation |
| 4111 | Transportation: Suburban and Local Commuter Passenger, including Ferries | Providers of local and suburban mass passenger transportation over regular routes and on regular schedules, including railway commuter transportation. For taxicabs and limousines, use MCC 4121; for bus lines, use MCC 4131. | Transportation |
| 4112 | Passenger Railways | Railroads that primarily provide long-distance passenger transportation. Such railroads may or may not include overnight accommodations on the train during long distance travel. For railways that transport freight, use MCC 4011. | Transportation |
| 4119 | Ambulance Services | Emergency transportation services with trained personnel that may or may not provide emergency medical treatment en route to a hospital or medical provider. | Transportation |
| 4121 | Limousines and Taxicabs | Passenger automobile transportation services that do not operate on a regular schedule or an established route. | Transportation |
| 4131 | Bus Lines | Passenger bus transportation services that operate on a regular schedule over predetermined routes. For charter and tour bus operators, use MCC 4722. | Transportation |
| 4214 | Motor Freight Carriers, Trucking: Local/Long Distance, Moving and Storage | Local or long distance trucking services that may or may not also provide storage services. For household goods warehousing and storage without trucking services, use MCC 4225. For couriers of parcels, goods, and packages, use MCC 4215. | Transportation |
| 4215 | Courier Services: Air and Ground, Freight Forwarders | Merchants that deliver individually addressed letters, parcels and packages (excluding Postal Services: Government Only: MCC 9402). For merchants that provide trucking delivery of freight, use MCC 4214. | Transportation |
| 4225 | Public Warehousing; Farm Products, Refrigerated Goods, Household Goods | Providers of storage and warehousing for farm products, refrigerated storage for perishable products, and storage for household goods and furniture. For merchants that provide local storage and trucking services, use MCC 4214. | Transportation |
| 4411 | Cruise Lines | Merchants that provide passenger transportation on the open seas or inland waters for the purpose of vacation or pleasure. Such merchants typically offer food, entertainment, and cabin accommodations inclusive in the fare, and operate predefined and advertised routes. | Transportation |
| 4457 | Boat Leases and Boat Rentals | Merchants that primarily provide boat rental and leasing services, including fishing boats, non-crew houseboats, sail boats, powerboats, jet skis, and yachts. | Transportation |
| 4468 | Marinas, Marine Service/Supplies | Operators of marinas. Services provided may include boat slip rental, boat storage, boat cleaning, incidental boat repair, and the retail sale of marine supplies. This MCC includes merchants located at a marina that sell gasoline for consumer use in boats, and that do not have a separate merchant agreement from that of the marina. For service station merchants located at a marina that have a separate merchant agreement from that of the marina, use MCC 5541. | Transportation |
| 4511 | Air Carriers, Airlines: Not Elsewhere Classified | Only those airlines and air carriers for which a unique MCC has not been designated. | Transportation |
| 4582 | Airports, Airport Terminals, Flying Fields | Merchants that operate and maintain airports and flying fields. Such merchants may provide aircraft cleaning and janitorial services, aircraft servicing and repair, aircraft storage at airports, and airport hangar rental. For merchants located within an airport terminal that sell food, newspapers, or gift or souvenir items, use the appropriate MCC for that business, such as MCC 5812 (Eating Places and Restaurants), MCC 5994 (News Dealers and Newsstands), or MCC 5947 (Gift, Card, Novelty, and Souvenir Shops). | Transportation |
| 4722 | Travel Agencies and Tour Operators | Travel agencies that primarily provide travel information and booking services. Such merchants act as agents on behalf of travelers in booking and ticketing air, land, or sea transportation or lodging accommodations, including plane flights, bus tours, sea cruises, car rentals, rail transportation, and lodging. Also includes tour operators that arrange and assemble tours for sale through a travel agent or directly to the consumer. A traveler may also book such tour packages and excursions through a hotel concierge or ticket office. Examples include bus charters and tour bus operators. | Transportation |
| 4784 | Bridge and Road Fees, Tolls | Merchants that collect fees associated with toll roads, highways, and bridges. | Transportation |
| 4789 | Transportation Services: not elsewhere classified | Merchants that provide passenger transportation services not elsewhere classified. Such services include transportation via horse- drawn cabs and carriages, bicycle-taxis, aerial tramways, airport shuttle transportation services, or cable cars. For merchants providing ferry service, use MCC 4111. For merchants providing bus transportation, use MCC 4131. For merchants providing cruise lines, use MCC 4411. For merchants providing passenger railway service, use MCC 4112. For merchants providing taxi and limousine service, use MCC 4121. | Transportation |
| 4812 | Telecommunication Equipment Including Telephone Sales | Merchants that sell telecommunications equipment such as telephones, fax machines, pagers, cellular phones, and other equipment related to telecommunications. For merchants providing telecommunication services, use MCC 4814. | Utilities |
| 4813 | Key-entry Telecom Merchant providing single local and long-distance phone | Providers of telecommunication services including local and long- distance telephone calls placed via key entry using a central access number. | Utilities |
| 4814 | Telecommunication Services including but not limited to prepaid phone | Providers of telecommunication services such as local and long- distance telephone calls and fax services. Included are merchants that sell prepaid phone services such as calling cards, and merchants that provide periodic (for example, monthly) billing of telephone calls. | Utilities |
| 4816 | Computer Network/Information Services | Providers of computer network, information services, and other online services such as cyberlocker, electronic bulletin board, e-mail, Web site hosting services, or Internet access. For merchants that offer products or services via the Internet, use the MCC that best describes the product or service being offered. For merchants that provide audiotext (for example, psychic hotlines) or videotext (for example, adult chat Internet sites) services, use MCC 5967. For providers of computer programming and data processing services, use MCC 7372. | Utilities |
| 4821 | Telegraph Services | Providers of telegraph and other nonverbal message communications services such as cablegrams. | Utilities |
| 4829 | Money Transfer | A transaction in which funds are delivered or made available to a person or to an account. These transactions include non–face-to- face transactions such as those facilitated through the Internet. Any fee charged and included in the total transaction amount must be clearly disclosed to the cardholder before completing the transaction. The acquirer must include the identity and location of the money transfer agent that accepts the card and effects the transaction in the acceptor descriptor record as the site where the transaction was effected. For more information, refer to the Mastercard MoneySend and Funding Transactions Program Standards. | Service Providers |
| 4899 | Cable, Satellite, and Other Pay Television and Radio Services | The connection and ongoing delivery of television programming or radio programming on a subscription or fee basis. | Utilities |
| 4900 | Utilities: Electric, Gas, Heating Oil, Sanitary, Water | The ongoing generation, transmission, or distribution of electricity, gas (natural or propane), home heating oil, water system supply services, or collection and disposal of refuse. For merchants providing telecommunication services, use MCC 4814. | Utilities |
| 5013 | Motor Vehicle Supplies and New Parts | Wholesale distributors of motor vehicle accessories, tools, equipment, and new parts, including electric vehicle charging equipment designed for commercial use. For automotive repair work, use MCC 7531 or 7538 as appropriate. For electric vehicle charging services, use MCC 5552. | Wholesale Distributors and Manufacturers |
| 5021 | Office and Commercial Furniture | Wholesale manufacturers or distributors of office furniture (for example, desks, chairs, cabinets, partitions, shelving, computer furniture) and commercial furniture (for example, restaurant tables and chairs, public park and building furniture, church pews, school desks, theater seats, chairs, tables, and magazine racks for hospital lobbies or medical or dental reception areas). For wholesalers that manufacture or sell hospital equipment or furniture such as beds, use MCC 5047. | Wholesale Distributors and Manufacturers |
| 5039 | Construction Materials: not elsewhere classified | Wholesale distributors of construction materials such as prefabricated buildings, lumber and glass, architectural metalwork, awnings, fencing, metal buildings, and septic tanks. Such merchants may or may not also sell paint and painting supplies. For wholesalers that primarily sell paint and painting supplies, use MCC 5198. For sellers and distributors of equipment used in construction projects, use MCC 5046. | Wholesale Distributors and Manufacturers |
| 5044 | Office, Photographic, Photocopy, and Microfilm Equipment | Wholesale distributors of office and photographic equipment such as film, cash registers, photocopy machines, microfilm machines, vaults and safes, typewriters, fax machines, adding machines, and mailing machines. For wholesalers of office furniture, use MCC 5021. For wholesalers of computer equipment, use MCC 5045. | Wholesale Distributors and Manufacturers |
| 5045 | Computers, Computer Peripheral Equipment, Software | Wholesale distributors of computer hardware, software, and related equipment that may or may not conduct repair work. Products for sale may include computer monitors, disk drives, cables, keyboards, printers, scanners, modems, computer programs, and related accessories and equipment. Such merchants may also sell desks or other office furniture specifically designed for use with computers. For merchants that primarily sell computer furniture, use MCC 5021. For merchants that primarily conduct repair work, use MCC 7379. | Wholesale Distributors and Manufacturers |
| 5046 | Commercial Equipment: not elsewhere classified | Wholesale distributors of commercial machines and equipment not classified elsewhere. Examples include food service and cooking equipment, neon signs, balances and scales, lockers, commercial ovens and microwaves, soda fountain fixtures, store fixtures, mannequins, vending machines, and equipment used in construction projects. Such merchants may or may not also rent or lease equipment. | Wholesale Distributors and Manufacturers |
| 5047 | Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies | Wholesale distributors of laboratory, surgical, orthopedic, patient monitoring, and other hospital equipment, and of wheel chairs, medical instruments, industrial safety devices, hospital beds, and other hospital supplies. Also includes providers of dental laboratory, orthopedic, and professional supplies, diagnostic equipment, hearing aids, first-aid kits, therapy equipment, and X-ray machines and parts. For wholesalers of furniture such as chairs, tables, and magazine racks for hospital lobbies or medical or dental reception areas, use MCC 5021. For wholesalers of hospital cleaning supplies, use MCC 2842. | Wholesale Distributors and Manufacturers |
| 5051 | Metal Service Centers and Offices | Wholesale distributors of semi-finished metal products, excluding precious metals. Products for sale may include metal piping and tubing, wire screening and bale ties, nails, ingots, aluminum bars, rails, metal or galvanized sheets, strip metal, iron rods, and wire rope or cable. Such merchants may operate with warehouses (metal service centers) or without warehouses (metals sales offices). For wholesale distributors of precious metals, use MCC 5094. | Wholesale Distributors and Manufacturers |
| 5065 | Electrical Parts and Equipment | Wholesale distributors of electrical parts and communications equipment. Products for sale may include electronic coils, capacitors, electronic condensers, diodes, semiconductor devices, public address equipment, and electric signs. For retailers that sell electronic equipment, use MCC 5732. For retailers that sell telecommunications equipment such as telephones and pagers, use MCC 4812. | Wholesale Distributors and Manufacturers |
| 5072 | Hardware Equipment and Supplies | Wholesale distributors of general hardware and blades. Products for sale may include bolts, nuts, rivets, screws, fasteners, hand tools, locks, washers, tacks, staples, nails, hand saws, saw blades, and power hand tools. For retailers that sell hardware, use MCC 5251. | Wholesale Distributors and Manufacturers |
| 5074 | Plumbing and Heating Equipment | Wholesale distributors of hydraulic plumbing and heating equipment and supplies. Products for sale may include valves, fixtures, fittings, convectors, boilers, brass goods, furnaces, prefabricated fireplaces, radiators and parts, solar heating panels and equipment, and water heaters. For wholesaler distributors of commercial refrigeration equipment and supplies, or appliances such as electric or gas ranges and commercial ovens, use MCC 5046. | Wholesale Distributors and Manufacturers |
| 5085 | Industrial Supplies: not elsewhere classified | Wholesale distributors of industrial supplies not elsewhere classified. Products for sale may include abrasives, bearings, boxes, cans, crates, cork, gaskets, grommets, hydraulic valves, hoses, pistons, sprockets, barrels, bottles (glass or plastic), industrial fittings, cordage, twine and rope, metals closures, printers’ ink, lapidary equipment, leather belting, mill supplies, pails, rubber goods, textile printers’ supplies, and steel drums. | Wholesale Distributors and Manufacturers |
| 5094 | Precious Stones and Metals, Watches and Jewelry | Wholesale distributors of jewelry, timepieces, precious stones, and metals. Products for sale may include costume jewelry, watches and watch parts, clocks, silverware, pearls, diamonds and other gem stones, gold, platinum and other precious metals, and trophies. Such merchants may or may not conduct repair work. For merchants that primarily conduct repair work, use MCC 7699. For retailers of the items listed here, use MCC 5944. | Wholesale Distributors and Manufacturers |
| 5099 | Durable Goods: not elsewhere classified | Wholesale distributors of durable goods not elsewhere classified. Products for sale may include fire extinguishers, firearms, gas lighting fixtures, monuments and grave markers, prerecorded cassettes, cordwood, rough timber products, wood chips, non- electric signs, musical instruments, and luggage. For wholesale distributors of electric signs, use MCC 5065. | Wholesale Distributors and Manufacturers |
| 5111 | Stationery, Office Supplies, Printing and Writing Paper | Wholesale distributors of stationery, office supplies, and printing and writing paper. Products for sale may include business forms, photocopying supplies, file cards and folders, pens, pencils, envelopes, typewriter and printer ribbons, loose-leaf binders, sales and receipt books, and photo albums and scrapbooks. For wholesaler distributors of office machines such as typewriters and photocopiers, use MCC 5044. For wholesale distributors of office furniture, use MCC 5021. | Wholesale Distributors and Manufacturers |
| 5122 | Drugs, Drug Proprietors, and Druggists Sundries | Wholesale distributors of prescription and proprietary drugs, vitamins, toiletries, antiseptics, bandages, pharmaceuticals, biological or related products, and other miscellaneous small articles typically for sale in drug stores. For wholesale distributors of surgical, hospital, or dental supplies, use MCC 5047. | Wholesale Distributors and Manufacturers |
| 5131 | Piece Goods, Notions, and Other Dry Goods | Wholesale distributors of piece goods and dry goods. Products for sale may include cheesecloth, drapery material, draperies or other window coverings, fiberglass fabrics, zippers, natural or synthetic cloth sold by the yard, belt and buckle assembly kits, textile binding, buttons, knit and lace fabrics, ribbon, sewing accessories, thread, and trimmings. | Wholesale Distributors and Manufacturers |
| 5137 | Men’s, Women’s, and Children’s Uniforms and Commercial Clothing | Wholesale distributors of work-related clothing and all types of uniforms for men, women, and children, including shoes, undergarments and coats, graduation caps and gowns, uniforms for athletics and recreational activities such as ballet, karate, softball and football, and private or religious school uniforms. For wholesale distributors of commercial footwear, use 5139. For retailers that sell apparel and accessories, use the most appropriate retail merchant MCC. | Wholesale Distributors and Manufacturers |
| 5139 | Commercial Footwear | Wholesale distributors of commercial shoes and boots, including athletic and leather footwear. For retailers that sell footwear, use MCC 5661. | Wholesale Distributors and Manufacturers |
| 5169 | Chemicals and Allied Products: not elsewhere classified | Wholesale distributors of chemicals and allied products not elsewhere classified. Products for sale are typically used for industrial purposes. Examples include industrial acids, ammonia and alcohol, heavy, aromatic and other chemicals, chlorine, compressed and liquefied gases, detergents, fuel and oil additives, resins, salts, turpentine, sealants, rust proofing chemicals, coal tar products, dry ice, dyestuffs, glue, gelatin, and explosives. For retailers that sell fireworks, use MCC 5999. For sellers of chemicals and solutions for cleaning and sanitation purposes, use MCC 2842. | Wholesale Distributors and Manufacturers |
| 5172 | Petroleum and Petroleum Products | Wholesale distributors of petroleum and petroleum products, such as butane gas, crude oil, fuel oil, gasoline, kerosene, lubricating oils and greases, and naphtha. Merchants that provide aircraft fueling services are also included. For retailers that sell fuel oil, heating oil, wood, coal, or gas propane, use MCC 5983. | Wholesale Distributors and Manufacturers |
| 5192 | Books, Periodicals, and Newspapers | Wholesale manufacturers and distributors of books, periodicals, magazines, journals, newspapers, pamphlets and educational materials. Newspaper agencies are also included. For wholesale printers or publishers of books, periodicals, and magazines, use MCC 2741. For retailers that sell books, use MCC 5942. | Wholesale Distributors and Manufacturers |
| 5193 | Florists Supplies, Nursery Stock, and Flowers | Wholesale distributors of flowers, nursery stock and florists’ supplies, fresh and artificial flowers, and potted plants. For retail flower and plant shops, use MCC 5992. | Wholesale Distributors and Manufacturers |
| 5198 | Paints, Varnishes, and Supplies | Wholesale distributors of paints, varnishes, wallpaper, and supplies. The product line of such merchants may include colors and pigments, enamels, lacquers, paint brushes, paint pans, sandpaper, drop cloths, shellac, rollers, and sprayers. For retailers that sell these items, use MCC 5231. | Wholesale Distributors and Manufacturers |
| 5199 | Nondurable Goods: not elsewhere classified | Wholesale distributors of nondurable goods not elsewhere classified. The product line of such merchants may include food products, art and craft goods, clothes hangers, foam rubber, ice, crude rubber, sponges, textile bags, burlap, canvas products, baskets, gifts and novelties, leather and cut stock, and other leather goods except footwear. For wholesalers that primarily sell leather footwear, use MCC 5139. For retailers that sell art and craft supplies, use MCC 5970; for sellers of gifts and novelties, use MCC 5947. | Wholesale Distributors and Manufacturers |
| 5200 | Home Supply Warehouse Stores | Merchants open to the general public that sell a wide range of home products and supplies, such as wallpaper, paint, lumber, garden supplies, electrical and lighting equipment and supplies, and home decorating items. These merchants also may sell finished products such as sinks, cabinets, and doors as well as do-it-yourself kits. | Retail Stores |
| 5211 | Building Materials, Lumber Stores | Merchants that sell lumber and other building materials, including building centers that offer their products to contractors rather than to the general public. Products for sale may include lumber, unfinished wood items, lighting materials, concrete, sand, gravel, general building or electrical supplies, bricks, fencing, pipe, fiberglass, and molding. For large warehouse or discount home supply store chains frequented by the general public, use MCC 5200. For contractors, use the most appropriate Contracted Services. | Retail Stores |
| 5231 | Glass, Paint, Wallpaper Stores | Retailers that sell glass, paint and painting supplies, wallpaper and hanging supplies, and other wall covering materials. For wholesale distributors of painting supplies, use MCC 5198. | Retail Stores |
| 5251 | Hardware Stores | Merchants that sell a full range of hardware supplies for purchase by the general public. Products for sale may include small ticket electrical supplies, wiring, nuts, bolts, nails, screws, hammers, screwdrivers and other small tools, washers, keys, lights bulbs, brackets, and plumbing supplies. For large warehouse or discount home supply store chains, use MCC 5200. | Retail Stores |
| 5261 | Lawn and Garden Supply Stores | Merchants that sell nursery stock, trees, shrubs, potted plants, seeds, bulbs, mulches, soil conditioners, fertilizers, pesticides, garden tools, and other garden supplies. | Retail Stores |
| 5271 | Mobile Home Dealers | Merchants that sell new and used mobile homes, related parts, accessories, and equipment. | Retail Stores |
| 5300 | Wholesale Clubs | Operators of warehouse-style, no frills stores that sell a wide variety of merchandise in bulk, and concentrate on price appeal. Such merchants may or may not have membership requirements. Products for sale may include household supplies and appliances, office supplies and equipment, dry groceries and perishables, household and office furniture, electronics, and auto supplies. | Retail Stores |
| 5309 | Duty Free Stores | Shops selling a variety of gift and import items that are typically exempt from custom fees, such as jewelry, cosmetics, cigarettes, and liquor. Generally, these merchants are located within airport terminals and hotels. | Retail Stores |
| 5310 | Discount Stores | Merchants selling a general line of merchandise at a discounted rate. Products for sale may include apparel, housewares, home furnishings, personal care products, and electronics. Such merchants typically operate a garden shop, have a primary checkout location at the front of the store, and promote and advertise low prices on an ongoing basis. | Retail Stores |
| 5311 | Department Stores | Larger merchants selling a general line of merchandise from departments that usually have separate checkout counters. Products for sale may include apparel, home furnishings, furniture, electronics, cosmetics, housewares, and major household appliances. | Retail Stores |
| 5331 | Variety Stores | Merchants offering a varied but limited selection of merchandise in the low or popular price range. Such stores generally are not departmentalized, do not offer proprietary charge or credit cards, and do not deliver merchandise. Variety stores offer merchandise similar to that sold by discount stores, but operate on a much smaller scale. | Retail Stores |
| 5399 | Miscellaneous General Merchandise Stores | Small- to mid-sized merchants selling a general line of merchandise from departments that usually have separate checkout counters. Products for sale may include apparel, dry goods, hardware, housewares, home furnishings, electronics, furniture, and cosmetics. Such merchants often offer proprietary charge or credit accounts, deliver merchandise, and maintain open stocks. General merchandise stores offer merchandise similar to that sold by department stores, but operate on a much smaller scale. | Retail Stores |
| 5411 | Grocery Stores, Supermarkets | Merchants that sell a complete line of food merchandise for home consumption. Food products for sale include groceries, meat, produce, dairy products, and canned, frozen, prepackaged, and dry foods. Other products for sale may include a limited selection of housewares, cleaning and polishing products, personal hygiene products, cosmetics, greeting cards, books, magazines, household items, and dry goods. These merchants also may operate specialized departments such as an in-store deli counter, meat counter, pharmacy, or floral department. For convenience stores that sell a limited selection of products or specialty items, use MCC 5499. | Retail Stores |
| 5422 | Freezer, Locker Meat Provisioners | Merchants that sell fresh, frozen, or cured meats, and fish, shellfish, and other seafoods, and includes bulk retail sellers of meat for freezer storage. Meat markets included in this MCC may butcher their own animals, or buy meat from others. For poultry shops, use MCC 5499. | Retail Stores |
| 5441 | Candy, Nut, Confectionery Stores | Merchants that sell candy, chocolate, nuts, dried fruits, popcorn, and other confections. | Retail Stores |
| 5451 | Dairy Products Stores | Merchants that sell over-the-counter packaged dairy goods. Products for sale may include butter, cheese, packaged ice cream, and milk. | Retail Stores |
| 5462 | Bakeries | Merchants that sell bakery goods, and often prepare the goods on the premises. Products for sale may include bagels, bread, cookies, doughnuts, pastries, pies, and wedding cakes. | Retail Stores |
| 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | Merchants that sell specialty foods not elsewhere classified. This MCC includes specialty food markets, health food and dietary supplement stores, delicatessens, poultry shops, coffee stores, vegetable and fruit markets, ice cream and yogurt shops, and convenience stores. For convenience stores that also sell automotive gasoline, use MCC 5541. For merchants that primarily sell meat and seafood, use MCC 5422. | Retail Stores |
| 5511 | Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing | Merchants that sell new and used automobiles, trucks, pickups, and vans. These merchants may also conduct repair work and carry a stock of replacement parts and accessories. If the merchant’s primary business is to conduct repair work, use MCC 7538. | Automobiles and Vehicles |
| 5521 | Automobile and Truck Dealers: (Used Only): Sales | Merchants that sell used automobiles and trucks only, with no sales of new vehicles. Vehicles for sale may include used pickups, vans, and antique or vintage automobiles. | Automobiles and Vehicles |
| 5531 | Auto Store, Home Supply Stores | Merchants that sell a variety of merchandise for home and automobile repair and improvement. Products for sale may include new automobile tires, batteries, and other automobile parts and accessories, as well as home appliances, equipment, and supplies. For merchants that sell home products and supplies in warehouse- type stores, use MCC 5200. For merchants that sell automotive parts, equipment, and related accessories, use MCC 5533. | Automobiles and Vehicles |
| 5532 | Automotive Tire Stores | Merchants that sell automotive and truck tires and related parts. Automotive tire stores also perform tire installation and repair services. For merchants that specialize in tire retreading and repair, use MCC 7534. | Automobiles and Vehicles |
| 5533 | Automotive Parts, Accessories Stores | Merchants that sell automobile parts, equipment, and accessories, including vehicle charging equipment designed for personal use. Products for sale may include oil and oil filters, parts, mufflers, cleaning products, spark plugs, waxing products, deodorizers, windshield wipers, and paint. These merchants also may or may not sell a limited line of car stereos and speakers. For merchants that primarily sell car stereos and speakers, use MCC 5732. For electric vehicle charging services, use MCC 5552. | Automobiles and Vehicles |
| 5541 | Service Stations (with or without Ancillary Services) | Merchants that sell fuel for consumer use and may or may not also have a convenience store, car wash, or automotive repair shop on the premises. This MCC includes service station merchants located at a marina that have a separate merchant agreement from that of the marina. For transactions occurring at unattended automated fuel dispensers, use MCC 5542. For electric vehicle charging services, use MCC 5552. | Automobiles and Vehicles |
| 5542 | Fuel Dispenser, Automated | Merchants that sell automotive gasoline using typically unattended Automated Fuel Dispensers, enabling cardholders to purchase fuel by completing the transaction at the pump. For electric vehicle charging services, use MCC 5552. | Automobiles and Vehicles |
| 5551 | Boat Dealers | Merchants that sell new and used watercraft, marine supplies, and outboard motors. Watercraft for sale may include motorboats, powerboats, sailboats, fishing boats, and water-ski boats. | Automobiles and Vehicles |
| 5552 | Electric Vehicle Charging | Merchants that sell electric vehicle charging services. If the merchant’s primary business is temporary parking services, MCC 7523 may be used instead. For merchants that sell electric vehicle charging equipment designed for personal use, use MCC 5533. For merchants that sell electric vehicle charging equipment designed for commercial use, use MCC 5013. For merchants that sell automotive gasoline, use MCC 5541 for sales occurring in a service station and MCC 5542 for sales occurring at an automated fuel dispenser. | Automobiles and Vehicles |
| 5561 | Camper Dealers, Recreational and Utility Trailers | Merchants that sell new and used campers and recreational and utility trailers. Products for sale may also include automobile travel trailers, pop-up tent trailers, and related parts and accessories. For motor home dealers, use MCC 5592. | Automobiles and Vehicles |
| 5571 | Motorcycle Shops and Dealers | Merchants that sell new and used motorcycles, motor scooters, and mopeds, and related parts, equipment, and accessories. Products for sale may also include helmets and a limited selection of riding apparel such as jackets, pants, hats, and gloves. | Automobiles and Vehicles |
| 5592 | Motor Home Dealers | Merchants that sell new and used motor homes and related parts and accessories. For camper and recreational trailer dealers, use MCC 5561. | Automobiles and Vehicles |
| 5598 | Snowmobile Dealers | Applies exclusively to merchants that sell new and used snowmobiles and related parts and accessories. | Automobiles and Vehicles |
| 5599 | Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not | Merchants that sell new and used automotive, aircraft, and farm vehicles, parts, equipment, and supplies not elsewhere classified. Vehicles for sale may include all-terrain vehicles (ATVs), dune buggies, golf carts, go-carts, snowmobiles, tractors, combines, and harvesting machinery. | Automobiles and Vehicles |
| 5611 | Men’s and Boys’ Clothing and Accessories Stores | Merchants that sell men’s and boys’ ready-to-wear clothing and accessories, including tie and hat shops. | Clothing Stores |
| 5621 | Women’s Ready to Wear Stores | Merchants that sell a general line of women’s ready-to-wear clothing such as women’s dresses, pants, suits, and coats. Also included are specialty shops such as those selling bridal wear or maternity clothing. | Clothing Stores |
| 5631 | Women’s Accessory and Specialty Stores | Merchants that sell women’s clothing accessories, including handbags, hats, costume jewelry, scarves, belts, hair bows and barrettes, lingerie, and hosiery. | Clothing Stores |
| 5641 | Children’s and Infants’ Wear Stores | Merchants that sell children’s and infants’ clothing, furnishings, and accessories. | Clothing Stores |
| 5651 | Family Clothing Stores | Merchants that sell general lines of men’s, women’s and children’s clothing, furnishings, and accessories without specializing in sales for a particular sex or age group. This MCC includes jeans or denim clothing stores and unisex shops. | Clothing Stores |
| 5655 | Sports Apparel, Riding Apparel Stores | Merchants that sell athletic, sports and riding apparel, and active wear. Such merchants may specialize in equestrian apparel, western wear, or motocross and motorcycle wear, and may or may not also sell athletic shoes or western boots. | Clothing Stores |
| 5661 | Shoe Stores | Merchants that sell men’s, women’s, or children’s footwear, including athletic footwear. Shoe stores frequently also carry a limited selection of handbags, socks, shoe ornaments, shoe polish, gloves, and hosiery. | Clothing Stores |
| 5681 | Furriers and Fur Shops | Merchants that primarily sell a variety of retail items made of animal fur, including coats, jackets, hats, and gloves. | Clothing Stores |
| 5691 | Men’s and Women’s Clothing Stores | Merchants that primarily sell men’s and women’s clothing and accessories. These merchants do not sell infants’ and children’s wear. | Clothing Stores |
| 5697 | Alterations, Mending, Seamstresses, Tailors | Merchants that create and sell custom-made clothing, as well as provide alterations, mending, and garment repair, and includes those that specialize in antique clothing restoration or costume construction. | Clothing Stores |
| 5698 | Wig and Toupee Shops | Merchants that sell permanently attached or temporary toupees, wigs, hairpieces, and hair extensions for men and women, and includes those that provide hair-weaving services. For merchants providing hair replacement services that require surgical techniques, use MCC 8099. | Clothing Stores |
| 5699 | Accessory and Apparel Stores: Miscellaneous | Merchants that sell specialized lines of apparel (excluding fur) and accessories that are not elsewhere classified. Merchants that specialize in apparel such as T-shirts, formal wear, and swimwear are included in this MCC. For merchants that primarily sell furs, use MCC 5681. | Clothing Stores |
| 5712 | Equipment, Furniture, and Home Furnishings Stores (except Appliances) | Merchants that sell home furnishings, typically offering a wide variety of finished furniture products and accessories. Products for sale may include bedding and mattresses, dining and living room furniture, porch and patio furnishings, baby furnishings, lamps, area rugs, and draperies. Home furnishings stores may also offer a limited selection of electronics such as televisions, stereos, and VCRs. For merchants that primarily sell electronics, use MCC 5732. | Miscellaneous Stores |
| 5713 | Floor Covering Stores | Merchants that sell floor coverings such as carpeting, area rugs, floor tile, linoleum, stone, wood, and brick, and may or may not also perform installation services. If the merchant solely conducts installations, use MCC 1799. | Miscellaneous Stores |
| 5714 | Drapery, Upholstery, and Window Coverings Stores | Merchants that sell draperies, curtains, venetian blinds, window shades, and upholstery materials. For merchants that primarily reupholster or repair furniture, use MCC 7641. | Miscellaneous Stores |
| 5718 | Fireplace, Fireplace Screens and Accessories Stores | Merchants that sell fireplaces, wood stoves, fireplace parts, and accessories such as fireplace tools and screens. For stone masonry contractors that construct fireplaces, use MCC 1740. | Miscellaneous Stores |
| 5719 | Miscellaneous House Furnishing Specialty Shops | Merchants that sell miscellaneous home furnishings. Products for sale may include housewares, cutlery, bedding and linen, lamps and shades, mirrors, pictures, pottery, and ceramic items. For merchants that primarily sell glassware and crystal, use MCC 5950. | Miscellaneous Stores |
| 5722 | Household Appliance Stores | Merchants that sell household appliances. Products for sale may include gas or electric ranges and stoves, ovens, refrigerators, dishwashers, water heaters, washers, dryers, garbage disposals, sewing machines, self-contained air conditioning units, and vacuum cleaners. Such merchants may or may not also conduct repair work. For merchants that primarily conduct repair work, use MCC 7623, MCC 7629, or MCC 7699 as appropriate. | Miscellaneous Stores |
| 5732 | Electronic Sales | Merchants that sell or lease a wide variety of electronic goods, including computer hardware, and may also sell parts or accessories for the repair, construction, or assembly of electronic equipment. Electronic sales merchants may or may not also conduct repair work. Products for sale may include televisions, radios, VCRs, cameras, video cameras, stereo components, and car stereos and speakers. For merchants that solely conduct electronics repair work, use MCC 7622. For merchants that primarily sell household appliances such as washing machines, clothes dryers, and refrigerators, use MCC 5722. | Miscellaneous Stores |
| 5733 | Music Stores: Musical Instruments, Pianos, Sheet Music | Merchants that sell musical instruments, sheet music, keyboards, instruction books, pianos, guitars, and related supplies and equipment, and may offer musical instruction. For merchants that primarily provide musical instruction, use MCC 8299. | Miscellaneous Stores |
| 5734 | Computer Software Stores | Merchants that sell computer software programs for business and personal use, and may sell or lease a limited stock of computer hardware or other related products. For merchants that primarily sell or lease computer hardware or other electronics products, use MCC 5732. For merchants that provide data processing and consulting services, use MCC 7372. | Miscellaneous Stores |
| 5735 | Record Shops | Merchants that sell records, compact discs (CDs), cassettes, music and video laser disks, and blank audio and videotapes, and may rent videotapes. Merchants that sell and deliver music via the Internet also are included and should be identified with a TCC of T. For merchants that primarily rent videotapes, use MCC 7841. | Miscellaneous Stores |
| 5811 | Caterers | Merchants that contract with consumers to prepare and deliver (typically to a specified location) food and drinks for immediate consumption. Caterers also may or may not provide clean-up services, tables, serving equipment, decorations, and personnel for on-site serving and cleanup. For restaurants that primarily serve food for consumption on the premises, and also provide catering services, use MCC 5812. | Service Providers |
| 5812 | Eating Places, Restaurants | Merchants that prepare food and drinks for immediate consumption, typically on the merchant’s premises and also provide catering services. Such merchants provide table service by a waiter or waitress, and a gratuity may be added to the bill. For merchants that sell fast food, use MCC 5814. For merchants that sell alcoholic beverages for consumption on the premises, use MCC 5813. | Miscellaneous Stores |
| 5813 | Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking | Merchants that sell alcoholic beverages such as wine, beer, ale, mixed drinks, and other liquors and beverages for consumption on the premises. Drinking places include bars, beer gardens, microbreweries, pubs, taprooms, cocktail lounges, discotheques, nightclubs, saloons, taverns, comedy clubs, and wine bars. | Miscellaneous Stores |
| 5814 | Fast Food Restaurants | Merchants that sell prepared food and beverages for immediate consumption either on the premises or packaged for carry-out. Fast food restaurants may or may not operate a drive-up window for ordering and pick-up, and may or may not provide table service by a waiter or waitress. In any case, orders are paid for at the counter or at a drive-up window. Fast food restaurants include cafes, cafeterias, grills, coffee shops, diners, pizza parlors, sandwich bars or shops, deli shops, and snack shops. If table service is provided, a gratuity may be added to the bill. Such merchants generally do not sell alcoholic beverages. | Miscellaneous Stores |
| 5815 | Digital Goods: Audiovisual Media Including Books, Movies, and Music | Merchants that sell audiovisual works to a cardholder in a digitized format. Such works are delivered by means of electronic transfer (such as uploading, downloading, or streaming) and include, but are not limited to, audiobooks, music files, ringtones, movies, videos, live or recorded events, digital periodicals or magazines, digital pictures, digital presentations, and news and entertainment programs. | Miscellaneous Stores |
| 5816 | Digital Goods: Games | Merchants that develop video or electronic games for play on smartphones, feature phones, personal computers, tablets, consoles, or other devices with networking capability. Such games may provide platforms to make “in-application” purchases of electronic or virtual items for use during play, including but not limited to game pieces, tokens, points, or other forms of game-specific value. | Miscellaneous Stores |
| 5817 | Digital Goods: Software Applications (Excluding Games) | Merchants that sell prewritten software applications made available to a cardholder via remote access (for example, a hosted server) or download. Such applications include, but are not limited to, accounting or financial programs, office suites, data management resources, image organizers, media players, and animation development tools. | Miscellaneous Stores |
| 5818 | Digital Goods: Multi-Category | Merchants that sell at least two of the following specified digital products: MCC 5815 (Digital Goods: Audiovisual Media Including Books, Movies, and Music) MCC 5816 (Digital Goods: Games) MCC 5817 (Digital Goods: Software Applications [Excluding Games]) A digital good is electronically transferred to the purchaser and obtained by means other than tangible storage media. | Miscellaneous Stores |
| 5912 | Drug Stores, Pharmacies | Merchants that sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Drug stores may also sell related products and sundries such as cosmetics, toiletries, tobacco, heating pads, back supports, novelty merchandise, greeting cards, and a limited supply of food items. Operators of soda fountains or lunch counters within drug stores also should use this MCC. An acquirer must use this MCC to identify a merchant located in the Canada region whose primary business is the sale of recreational cannabis. Such merchant must be properly registered with Mastercard as set forth in section 9.4.7 of the Security Rules and Procedures manual. | Miscellaneous Stores |
| 5921 | Package Stores, Beer, Wine, and Liquor | Merchants that sell packaged alcoholic beverages such as ale, beer, wine, and liquor for consumption off the premises. Such merchants may or may not also sell a limited variety of snack items, newspapers, and magazines, or toiletries and over-the-counter medicines. For merchants that sell liquor for consumption on the premises, use MCC 5813. | Miscellaneous Stores |
| 5931 | Second Hand Stores, Used Merchandise Stores | Merchants that sell used merchandise or secondhand goods. Products for sale may include accessories, shoes and clothing, furniture, books, bicycles, musical instruments, sewing machines, electronic equipment, appliances, and other household items. Typically, the items for sale have been donated or are on consignment. Such merchants may or may not also sell antiques. For the merchants that primarily sell antiques, use MCC 5932. For pawnshops, use MCC 5933. | Miscellaneous Stores |
| 5932 | Antique Shops: Sales, Repairs, and Restoration Services | Merchants that sell antiques and may or may not also conduct some repair or restoration work. Products for sale may include furniture, jewelry, cameras and photographic equipment, tools, artwork, books, appliances, and other household items. For merchants that sell antique automobiles, use MCC 5521. For merchants that primarily repair or restore antique furniture, use MCC 7641. | Miscellaneous Stores |
| 5933 | Pawn Shops | Merchants that lend money in exchange for personal property left with the merchants as security. Pawn shops may, upon default of the loan, sell the property to the general public. Property left as security may include items such as jewelry, watches, musical instruments, bicycles, furniture, coins, and camera and photographic equipment. | Miscellaneous Stores |
| 5935 | Salvage and Wrecking Yards | Merchants that provide wrecking and salvaging services for vehicles, equipment, and other items. Such merchants may or may not provide pick-up and towing services. For merchants that primarily provide towing services, use MCC 7549. | Miscellaneous Stores |
| 5937 | Antique Reproduction Stores | Merchants that sell antique reproductions or facsimiles. Items for sale may include clothing, furniture, rugs, paintings and artwork, mirrors, glassware, jewelry, and other household and personal items. Such merchants may also provide antique phonograph reproduction and restoration services. For merchants that sell bona fide antiques, use MCC 5932. | Miscellaneous Stores |
| 5940 | Bicycle Shops: Sales and Service | Merchants that sell bicycles, bicycle parts, and accessories. Bicycle shops may also sell a limited variety of related sporting apparel, and may or may not also conduct repair work or rent bicycles. For merchants that primarily repair bicycles, use MCC 7699. For merchants that primarily rent bicycles, use MCC 7999. | Miscellaneous Stores |
| 5941 | Sporting Goods Stores | Merchants that sell sporting goods, sporting equipment, and related parts and accessories. Products for sale may include skateboards, water-skis, inline skates, surfboards, golf equipment, snow skis, windsurfing, skin diving and scuba equipment, bait and tackle, backpacking, camping, hiking and mountaineering equipment, exercise equipment, pool tables, tennis equipment, bowling equipment and supplies, hunting equipment and supplies, and playground equipment. Sporting goods stores may or may not also conduct repair work or rent sporting equipment. For merchants that primarily conduct repair work, use MCC 7699. For merchants that primarily rent sporting equipment, use MCC 7999. | Miscellaneous Stores |
| 5942 | Book Stores | Merchants that sell new or used books, journals, magazines, textbooks, maps, and atlases, audio books (books on tape) and calendars. This MCC also includes religious bookstores. | Miscellaneous Stores |
| 5943 | Office, School Supply, and Stationery Stores | Merchants that sell a variety of office and school supplies and paper goods. Products for sale may include pens, pencils, calendars, desk organizers, staplers, file folders, bond paper, portfolios, message pads, markers, computer diskettes, ink cartridges for computer printers, a limited selection of computer software, and small office equipment such as file drawers, chairs, wastebaskets, and desk lamps. Such merchants do not primarily sell large or high-priced office equipment such as computers or desk units. For merchants that primarily sell computer hardware, use MCC 5732. For merchants that primarily sell computer software, use MCC 5734. | Miscellaneous Stores |
| 5944 | Clock, Jewelry, Watch, and Silverware Store | Merchants that sell clocks and watches; precious metals; fine jewelry such as diamonds or other precious stones mounted in precious metals; and sterling silver and plated flatware and accessories, such as platters, serving bowls, trivets, and pitchers. Such merchants may also conduct repair work. For merchants that primarily repair fine jewelry, watches, or clocks, use MCC 7699. For merchants that primarily sell china or crystal, use MCC 5950. | Miscellaneous Stores |
| 5945 | Game, Toy, and Hobby Shops | Merchants that sell toys and games, and may sell a limited selection of do-it-yourself craft or hobby kits. For merchants that primarily sell supplies, materials, and equipment used to assemble crafts, use MCC 5970. | Miscellaneous Stores |
| 5946 | Camera and Photographic Supply Stores | Merchants that specialize in the sale of camera, film, video, and other photographic equipment and supplies, including processing chemicals and papers. Such merchants may or may not also provide film-processing services. For merchants that sell camera and video equipment in addition to a variety of other electronic equipment such as VCRs, televisions, and stereos, use MCC 5732. For merchants that primarily provide film processing and printing services, use MCC 7395. | Miscellaneous Stores |
| 5947 | Card, Gift, Novelty, and Souvenir Shops | Merchants that sell gifts and novelty items, greeting cards, balloons, souvenirs, holiday decorations, stationery, wrapping paper and bows, photo albums, and a limited selection of office supplies such as pens, notebooks, and calendars. For merchants that primarily sell office and school supplies, use MCC 5943. | Miscellaneous Stores |
| 5948 | Leather Goods and Luggage Stores | Merchants that sell luggage, trunks, briefcases, leather backpacks, wallets, purses, gloves, and other leather goods, and may sell a limited selection of leather apparel. | Miscellaneous Stores |
| 5949 | Fabric, Needlework, Piece Goods, and Sewing Stores | Merchants that sell fabric, patterns, yarn, and other needlework/ sewing supplies such as thread, buttons, snaps, lining, trim and lace, scissors, and zippers. Such merchants may also offer sewing classes or instruction. For merchants that primarily provide sewing or knitting instruction, use MCC 8299. | Miscellaneous Stores |
| 5950 | Crystal and Glassware Stores | Merchants that sell glassware, china, and crystal for table service use (such as wine and champagne glasses, serving bowls, and plates), as well as gift items (such as figurines, book ends, flower vases, jewelry boxes, and candlestick holders). | Miscellaneous Stores |
| 5960 | Direct Marketing: Insurance Services | Merchants that sell insurance services via direct mail, billing statement stuffers, and magazine or television ads, all of which include either a toll-free phone number or an address or Web site by which prospective clients may respond. Insurance services offered may include all forms of life insurance, hospital indemnity insurance (additional coverage usually paid directly to the consumer), accidental death and dismemberment insurance, credit card insurance in which the outstanding balance is insured against the cardholder’s death, disability or unemployment insurance, and medical insurance for travelers. Sales may be targeted to special groups such as veterans, retired persons, schoolteachers, or members of certain organizations. The billing of the insurance premiums typically occurs in periodic (monthly, quarterly, or annual) installments, and continues until canceled by either the cardholder or the insurance company. Another common feature is a free trial period of 60 or 90 days, with the billing of the first installment after the trial period has ended. For face-to-face insurance sales and underwriting services, use MCC 6300. | Mail Order/Telephone Order Providers |
| 5962 | Direct Marketing: Travel-Related Arrangement Services | Merchants that sell travel-related arrangement services via outbound telemarketing methods in which the merchant initiates contact with the consumer through direct mail, advertising, or other direct marketing methods requiring consumer response in an attempt to generate a sale. Also included are discount travel clubs and subscription services or newsletters from which subscribers select prepackaged trips; these often require an annual membership fee that may be billed to the cardholder’s account each year until canceled by the cardholder or the merchant. For travel agents and tour operators, use MCC 4722. | Mail Order/Telephone Order Providers |
| 5963 | Door-to-Door Sales | Merchants that sell merchandise by means of house-to-house canvass, or from trucks or wagons or other temporary locations. Products sold door-to-door may include cosmetics, household items, bakery goods, dairy products, and magazine subscriptions. | Miscellaneous Stores |
| 5964 | Direct Marketing: Catalog Merchants | Merchants that initiate direct contact with consumers and are often described as mail-order houses or as the mail-order industry. Such merchants offer their merchandise via catalogs, and accept merchandise orders exclusively via mail, phone, fax, electronic commerce, or other non–face-to-face methods. A paper catalog is a multi-page document that is sent (mailed, faxed, or otherwise delivered) directly to a consumer. An electronic catalog displays merchandise via cable TV or as videotext on an Internet site. Catalogs display and describe merchandise and include a mail-order form, phone number, or Internet site address for placing orders. Flyers and brochures are not considered catalogs. A manufacturer with a pricing catalog is not considered a direct marketing catalog merchant. | Mail Order/Telephone Order Providers |
| 5965 | Direct Marketing: Combination Catalog and Retail Merchants | Catalog merchants that also operate one or more retail outlets. This MCC is used only for transactions occurring via mail order, phone order, electronic commerce, or other non–face-to-face methods, even if the merchandise is delivered to a store for pick-up. Face-to-face sales, including those in which the order is placed at a catalog desk or elsewhere in a store in response to a catalog or other direct response communication are excluded from this MCC. All retail sales must be processed under an appropriate retail MCC. | Mail Order/Telephone Order Providers |
| 5966 | Direct Marketing: Outbound Telemarketing Merchants | Merchants that initiate direct contact with consumers to sell products and services. Outbound telemarketing merchants contact (and sometimes offer an incentive to) prospective buyers by phone, advertising, direct mail (other than a catalog), or other direct marketing method that includes either a toll-free phone number or a mailing address. Products promoted and sold via such methods may include cosmetics, health-care products, vitamins, and time-share realty. For charitable organizations that solicit contributions by any means, including via outbound telemarketing, use MCC 8398. | Mail Order/Telephone Order Providers |
| 5967 | Direct Marketing: Inbound Telemarketing Merchants | Merchants that provide one or more audiotext or videotext services that can be accessed via phone, fax, or over an open network such as the Internet. The cardholder initiates contact with the merchant and all subsequent transactions. This MCC applies to information services offered over the telephone or the Internet, as well as to products that may be sold through such services. Information services are provided for a fee and may include polls, sweepstakes, adult chat and entertainment, sports scores, stock market quotes, horoscope readings, or other audio text or videotext services that consumers listen to, view, or participate in. For providers of electronic bulletin board access or online services provided via personal computers, use MCC 4816. | Mail Order/Telephone Order Providers |
| 5968 | Direct Marketing: Continuity/Subscription Merchants | Merchants that sell subscription products or services via direct mail, phone, the Internet, or other direct marketing method that includes either a toll-free number, mailing address, e-mail address, or website URL. Such merchants may offer a series of products (such as one book a month for one year) or the annual renewal of a single product. The cardholder’s Mastercard card account is billed for the product or service on a continuing or periodic basis (such as once a month or twice a year), and the product or service continues until the subscription or series ends or the cardholder or merchant terminates the agreement. This MCC includes book clubs, magazine and newspaper subscriptions, audio clubs selling records, tapes, and compact discs (CDs), video tape and digital video disc (DVD) clubs, collectible series subscriptions (for example, series of stamps, coins, books, plates, china figures, or plates), magazine subscriptions, health-care product subscriptions, cosmetics subscriptions, vitamin subscriptions, and credit card registration service companies. For newspaper classified ads sold via direct marketing methods, use MCC 5969. An acquirer must use this MCC to identify transactions arising from a high-risk negative option billing merchant selling physical products. Such merchant must be properly registered with Mastercard as set forth in section 9.4.10 of the Security Rules and Procedures manual. Recurring transactions excluded from this category include utility payments (use MCC 4900), private athletic club monthly dues (use MCC 7997), and insurance premiums (use MCC 6300). | Mail Order/Telephone Order Providers |
| 5969 | Direct Marketing: Other Direct Marketers: not elsewhere classified | Merchants that sell products and services through a variety of direct response methods in which an order form or an address or phone number is included for the placement of an order by mail, phone, or fax. These merchants often use mass-marketing techniques such as brochures, radio and television direct response ads, and TV infomercials (extended length TV commercials with a talk-show format). Such merchants generally offer only one or two products per promotion, such as kitchen cutlery, household gadgets, weight reduction products, sports equipment, cosmetics, specialty records, or books that are available only through television advertising. This includes newspaper classified ads sold via direct marketing methods. For tickets ordered by phone but paid for at the ticket booth, use MCC 7922. Excluded are face-to-face retailers that occasionally accept mail or phone orders for customer convenience. For retail sales conducted through an Internet site, use the most appropriate retail MCC with a TCC of T. | Mail Order/Telephone Order Providers |
| 5970 | Artist Supply Stores, Craft Shops | Retailers that sell materials, equipment, and supplies used to create art, crafts, or other items. Products for sale may include clay, all types of paint, brushes, silk flowers, pens, pencils, paper, hobby and craft kits, yarns, beads, candy for candy-making, decorative rubber stamps, and some fabric and other needlecraft supplies. For merchants that specialize in selling fabric, sewing and needlework supplies, use MCC 5949. | Miscellaneous Stores |
| 5971 | Art Dealers and Galleries | Retailers that sell artwork such as pictures, photographs, or sculptures. The sale may be conducted directly with the art dealer, the artist, or the art gallery. | Miscellaneous Stores |
| 5972 | Stamp and Coin Stores: Philatelic and Numismatic Supplies | Retailers that sell postage stamps, coins, and related accessories for the purpose of stamp collecting, coin collecting, or investment. For the sale of postage stamps through government operated postal services, use MCC 9402. For mail and packaging services that also sell stamps, use MCC 7399. | Miscellaneous Stores |
| 5973 | Religious Goods Stores | Retailers that sell religious goods such as figurines, cards, devotional supplies, pictures, instructional or educational books and tapes, and decorative items. For merchants that primarily sell religious books, use MCC 5942. | Miscellaneous Stores |
| 5975 | Hearing Aids: Sales, Service, Supply Stores | Retailers that sell hearing aids and related supplies, and may or may not also conduct repair work. For merchants that primarily conduct repair work, use MCC 7699. | Miscellaneous Stores |
| 5976 | Orthopedic Goods: Artificial Limb Stores | Retailers that sell a variety of prosthetic devices and orthopedic goods, and may or may not also conduct repair work. Products for sale may include arch supports and other foot appliances, fracture appliances, elastic hosiery, abdominal supporters, elastic and orthopedic braces, canes, artificial limbs, wheel chairs, and walkers. For merchants that primarily conduct repair work on orthopedic goods, use MCC 7699. | Miscellaneous Stores |
| 5977 | Cosmetic Stores | Retailers that sell natural or synthetic cosmetics, including theatrical, medical, and daily-wear cosmetics. | Miscellaneous Stores |
| 5978 | Typewriter Stores: Rentals, Sales, Service | Retailers that primarily sell, rent, or lease typewriters. Such merchants may also sell a limited selection of office supplies and equipment, and may or may not conduct repair work. For merchants that primarily sell office supplies, use MCC 5943. For merchants that primarily conduct repair work, use MCC 7699. | Miscellaneous Stores |
| 5983 | Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood | Retailers that sell fuel oil, wood, coal, liquefied petroleum, aviation fuel, heating oil, or gas propane. Such merchants may or may not also sell gasoline for consumer use in automobiles. For merchants that primarily sell automotive gasoline, use MCC 5541 or MCC 5542 as appropriate. | Miscellaneous Stores |
| 5992 | Florists | Retailers that sell cut flowers, flower arrangements, and potted plants. Such merchants may or may not also sell novelty items such as helium balloons. For merchants that primarily sell seeds, bulbs and nursery stock, use MCC 5261. | Miscellaneous Stores |
| 5993 | Cigar Stores and Stands | Retailers that sell tobacco, cigarettes, cigars, pipes, smokers’ supplies, or electronic nicotine delivery systems (such as electronic cigarettes [e-cigarettes]). | Miscellaneous Stores |
| 5994 | News Dealers and Newsstands | Retailers that sell newspapers, magazines, journals, and other periodicals. For newspaper subscriptions, use MCC 5968. | Miscellaneous Stores |
| 5995 | Pet Shops: Pet Food and Supplies | Retailers that sell pets (for example, dogs, cats, birds, fish, reptiles, hamsters, and rabbits), pet food, and pet supplies. | Miscellaneous Stores |
| 5996 | Swimming Pools: Sales and Supplies | Retailers that sell home swimming pools (in-ground or prefabricated above-ground pools), spas, hot tubs, whirlpool baths, and pool supplies. Such merchants may or may not also provide installation and maintenance services. For merchants that primarily provide installation services, use MCC 1799. These merchants also may or may not provide repair services. For merchants that primarily provide repair services, use MCC 7699. | Miscellaneous Stores |
| 5997 | Electric Razor Stores: Sales and Service | Retailers that sell electric razors that may or may not also provide repair services. For merchants that primarily provide repair services, use MCC 7699. | Miscellaneous Stores |
| 5998 | Tent and Awning Shops | Retailers that sell tents and awnings for home or business use. Products for sale may include camping tents, shade tents, and predesigned or custom-made window or door awnings for homes or businesses. Such merchants may or may not also provide repair services. For merchants that primarily provide repair services, use MCC 7699. | Miscellaneous Stores |
| 5999 | Miscellaneous and Specialty Retail Stores | Retailers that sell unique or specialized products that are not described by any other acceptor business code (MCC). This MCC should be used only when all other MCC assignment options have been exhausted. Examples of such specialty stores include map and atlas stores, firearms and ammunition stores, magic stores, party supply stores, silk flower shops, fireworks shops, ice dealers, picture frame shops, sunglasses shops, beauty supply stores, and bottled and distilled water dealers. | Miscellaneous Stores |
| 6010 | Manual Cash Disbursements: Customer Financial Institution | Used only to identify face-to-face transactions in which a cardholder uses a Mastercard card at a Mastercard customer financial institution to obtain a manual (“over-the-counter”) cash disbursement, to open or fund a deposit account, or to purchase travelers cheques, foreign currency, money orders, precious metals, or savings bonds. For cash disbursement transactions occurring at automated teller machines (ATMs), use MCC 6011. For sales of foreign currency, money orders, travelers cheques, and other quasi-cash products at locations other than Mastercard customer financial institution locations, use MCC 6051. | Service Providers |
| 6011 | Automated Cash Disbursements: Customer Financial Institution | Identifies cash disbursement transactions occurring at automated teller machines (ATMs) owned, leased, controlled, or sponsored by Mastercard customers. For face-to-face cash disbursement transactions occurring at a Mastercard customer financial institutions, use MCC 6010. | Service Providers |
| 6012 | Merchandise and Services: Customer Financial Institution | Identifies the purchase of merchandise or services at a Mastercard customer financial institution location. Such merchandise and services may include checks and other financial products, promotional merchandise, loan fees, and financial counseling service fees. For securities or brokerage transaction service fees or other related costs, use MCC 6211. For cash disbursements, use MCC 6010 for face-to-face transactions and MCC 6011 for transactions that occur at ATMs. | Service Providers |
| 6050 | Quasi Cash: Customer Financial Institution | Identifies the purchase, with a Mastercard or Maestro card, of travelers cheques, foreign currency, money orders, precious metals, or savings bonds at a Mastercard customer financial institution location. This MCC may also be used to identify transactions in which a customer accepts a Mastercard or Maestro card in direct payment of an existing debt, such as a private label card or vehicle loan. This MCC may be used for non–face-to-face transactions, such as those facilitated through the Internet. MCC 6050 must not be used to identify any sale other than as described, including, by way of example and not limitation; gambling transactions (MCC 7995, MCC 7801, or MCC 7802, as appropriate, must be used); videotext transactions (MCC 5967 must be used); the sale of any prescription drug (MCC 5122 or MCC 5912 must be used); or the sale of any tobacco product (MCC 5993 must be used). Any fee charged and included in the total transaction amount must be clearly disclosed to the cardholder before completing the transaction. For cash disbursements, use MCC 6010 for face-to-face transactions and MCC 6011 for transactions that occur at ATMs. | Service Providers |
| 6051 | Quasi Cash: Merchant | Identifies the purchase, with a Mastercard or Maestro card, of travelers cheques, foreign currency, or money orders, or the use of a Mastercard card to open or fund a deposit account, at a location other than a Mastercard customer financial institution location. This MCC may also be used to identify transactions in which a merchant accepts a Mastercard or Maestro card for payment of an existing debt, such as a private label card or vehicle loan. In addition, this MCC must be used to identify transactions involving the purchase of cryptocurrency. MCC 6051 must not be used to identify any sale other than as described, including, by way of example and not limitation; gambling transactions (MCC 7995, MCC 7801, or MCC 7802, as appropriate, must be used); videotext transactions (MCC 5967 must be used); the sale of any prescription drug (MCC 5122 or MCC 5912 must be used); or the sale of any tobacco product (MCC 5993 must be used). Any fee charged and included in the total transaction amount must be clearly disclosed to the cardholder before completing the transaction. For the face-to-face purchase of foreign currency, money orders, or travelers cheques at a Mastercard customer financial institution location, use MCC 6010. | Service Providers |
| 6211 | Securities: Brokers/Dealers | Merchants that buy, sell, and broker securities, stocks, bonds, commodities, and mutual funds. | Service Providers |
| 6300 | Insurance Sales, Underwriting, and Premiums | Retailers that sell all types of personal or business insurance policies, including automobile, life, health, hospital, medical and dental, homeowners and renters, real estate title, pet health, flood, fire, or earthquake insurance policies. For merchants that sell insurance products and services using direct marketing methods, use MCC 5960. | Service Providers |
| 6513 | Real Estate Agents and Managers: Rentals | Fees charged by merchants engaged in the rental and management of residential and commercial properties, such as real estate agents, brokers, and managers, and apartment rental services. Such fees may include management fees, real estate rental commissions, and real estate rental payments. | Service Providers |
| 6532 | Payment Transaction: Customer Financial Institution | This MCC may be used only to identify Payment Transactions as stated below. A Payment Transaction is a transfer of funds to a Mastercard, Maestro, or Cirrus account by means of the Mastercard network. For more information, refer to section 6.1 of the Transaction Processing Rules. NOTE: This MCC must only be used for rePower value loads or specified domestic payments, in combination with one of the following Transaction Type Identifier (TTI) values as applicable: C02 Mastercard rebate C03 rePower Load Value C06 Payment of a credit card balance with cash or check (for Colombia domestic use only) C91 Utility Payments (for Brazil domestic use only) C92 Government Services (for Brazil domestic use only) C93 Mobile phone top-ups (for Brazil domestic use only) C94 Coupon booklet payments (for Brazil domestic use only) For information about TTI usage, refer to DE 48, subelement 77 (Transaction Type Identifier) in the Customer Interface Specification and Single Message Specifications manuals and PDS 0043 (Transaction Type Identifier) in the IPM Clearing Formats manual. | Service Providers |
| 6533 | Payment Transaction: Merchant | This MCC may be used only to identify Payment Transactions. A Payment Transaction is a transfer of funds to a Mastercard, Maestro, or Cirrus account by means of the Mastercard network. For more information, refer to section 6.1 of the Transaction Processing Rules. NOTE: This MCC must only be used for rePower value loads or specified domestic payments, in combination with one of the following Transaction Type Identifier (TTI) values as applicable: C03 rePower Load Value C06 Payment of a credit card balance with cash or check (for Colombia domestic use only) C91 Utility Payments (for Brazil domestic use only) C92 Government Services (for Brazil domestic use only) C93 Mobile phone top-ups (for Brazil domestic use only) C94 Coupon booklet payments (for Brazil domestic use only) For information about TTI usage, refer to DE 48, subelement 77 (Transaction Type Identifier) in the Customer Interface Specification and Single Message Specifications manuals and PDS 0043 (Transaction Type Identifier) in the IPM Clearing Formats manual. | Service Providers |
| 6536 | MoneySend Intracountry | Identifies MoneySend Intracountry Payment Transactions. MoneySend operates on the basis of account-to-account processing with funds transferred from the Originating Institution to any Mastercard, Maestro, or Cirrus account held at the Receiving Institution. | Service Providers |
| 6537 | MoneySend Intercountry | Identifies intercountry MoneySend Payment Transactions. MoneySend operates on the basis of account-to-account processing with funds transferred from the Originating Institution to any Mastercard, Maestro, or Cirrus account held at the Receiving Institution. | Service Providers |
| 6538 | Funding Transactions for MoneySend | Identifies a Funding Transaction governed by the Standards set forth in the Mastercard MoneySend and Funding Transactions Program Standards manual. MCC 6538 must not be used to identify a Funding Transaction conducted for purposes of funding any of the activities described in section 9.1 of the Security Rules and Procedures (the appropriate MCC for each such activity must be used).. | Service Providers |
| 6540 | Funding Transactions | Identifies a Funding Transaction, as described in section 6.6 of the Transaction Processing Rules. MCC 6540 must not be used to identify a Funding Transaction conducted for purposes of funding any of the activities described in section 9.1 of the Security Rules and Procedures manual (the appropriate MCC for each such activity must be used). Funding Transactions must comply with the requirements set out in the Standards, including the Mastercard MoneySend and Funding Transaction Program Standards. | Service Providers |
| 7011 | Lodging: Hotels, Motels, Resorts: not elsewhere classified | Only those lodging establishments for which a unique MCC has not been designated, including bed and breakfast and other local inns, resorts, cabins, cottages, and hostels. | Hotels and Motels |
| 7012 | Timeshares | Retailers that sell, lease, and rent timeshare real estate and arrange timeshare condominium exchanges. | Service Providers |
| 7032 | Recreational and Sporting Camps | Merchants that operate children’s camps, recreational camps, and sporting camps. Examples of such camps include summer camps for boys and girls, nudist camps, dude ranches, fishing and hunting camps, and educational or sports instruction camps. For campgrounds used for tent or trailer camping, use MCC 7033. | Service Providers |
| 7033 | Campgrounds and Trailer Parks | Merchants that provide overnight or short-term campsites for recreational vehicles, trailers, campers, or tents. Such campsites may be located within state parks, or privately owned and operated, and may or may not include water and electrical hookups for recreational vehicles. | Service Providers |
| 7210 | Cleaning, Garment, and Laundry Services | Merchants that operate steam or other types of laundries for commercial businesses or individuals. On a weekly or monthly basis, these merchants provide laundered items such as uniforms, gowns, aprons, table linens, bed linens, and towels. This MCC also includes diaper services offering home pick-up, cleaning, and delivery. | Personal Service Providers |
| 7211 | Laundry Services: Family and Commercial | Merchants that provide self-service washers and dryers for general consumer use, including pay-by-the-pound laundry service. Such self- service laundry services are typically known as laundromats but also are found in dormitories, apartment buildings, or other similar locations. | Personal Service Providers |
| 7216 | Dry Cleaners | Merchants that provide dry cleaning services for individuals or businesses, and may offer limited alteration services. Items cleaned by dry cleaners typically include clothing, draperies, wedding dresses, and bedding. | Personal Service Providers |
| 7217 | Carpet and Upholstery Cleaning | Merchants that clean commercial or residential carpets, drapes, and upholstery. For merchants that provide reupholstering services, use MCC 7641. | Personal Service Providers |
| 7221 | Photographic Studios | Merchants that perform still or video portrait photography for the general public, including those that photograph children on location at schools or specialize in wedding photography and videos. For merchants that provide film developing and printing services, use MCC 7395. | Personal Service Providers |
| 7230 | Barber and Beauty Shops | Merchants that provide personal hair care services such as hair cutting, hair styling, hair coloring, and hair extensions. Barber and beauty shops may also perform manicures and pedicures and sell a limited selection of hair care products. | Personal Service Providers |
| 7251 | Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors | Retailers that repair footwear and provide shoe cleaning and shining services, as well as retailers that provide hat cleaning and blocking services. | Personal Service Providers |
| 7261 | Funeral Service and Crematories | Merchants that provide burial preparation and cremation services and conduct funerals. Such merchants include mortuaries, crematories, funeral homes, and funeral parlors. For animal cremation and burial services, use MCC 7299. | Personal Service Providers |
| 7273 | Dating Services | Merchants that provide dating and escort services, including computer and video personal introduction and matchmaking services. | Personal Service Providers |
| 7276 | Tax Preparation Service | Merchants that exclusively provide income tax return preparation services without auditing, accounting, or bookkeeping services. For merchants providing auditing, accounting, or bookkeeping services in addition to tax return preparation services, use MCC 8931. | Personal Service Providers |
| 7277 | Debt, Marriage, Personal: Counseling Service | Merchants that provide a variety of counseling services such as debt and financial counseling, marriage counseling, family counseling, alcohol and drug abuse counseling, and other personal counseling. For merchants that provide legal services, use MCC 8111. For merchants primarily engaged in collecting debts in default owed to others or that were originally owed to others, use MCC 7322. | Personal Service Providers |
| 7278 | Buying/Shopping Clubs, Services | Merchants that provide buying and shopping services to individuals or businesses on a fee basis. This type of merchant does not directly sell goods to the consumer, but rather chooses a selection of items that the consumer may be interested in purchasing, typically acting on behalf of the seller of the goods. | Personal Service Providers |
| 7295 | Housekeeping Service (China) | Merchants that provide housekeeping or intermediary service to family. Housekeeping services usually include nanny, nurse, cook, gardener, driver, guard, tutor service to a family. For merchants that provide employment services for employers or those seeking employment with permanent or temporary positions, use MCC 7361. For merchants funded by the government, provide care and help services specially for the elderly, five guarantees family, disabled people, disabled children, use MCC 9399. Business Services merchants are typically engaged in trades and business support services, providing specialized goods and services for consumers and businesses. All Other Merchants/U.S. Post Exchange This TCC applies to those transactions taking place at a retail store or U.S. Post Exchange. All Other Non–Face-to-Face Transactions This TCC applies to non–face-to-face transactions, including but not limited to recurring transactions, mail order/telephone order transactions, electronic and mobile commerce transactions, and transponder transactions. Recurring or preauthorized transactions result from a specific authorization given to the merchant where the cardholder has agreed to periodic billings submitted by the merchant. Mail order/telephone order, electronic and mobile commerce, and transponder transactions result from a cardholder authorizing a sale to be charged to his or her account via a non–face- to-face method. Customers must not use this MCC for cross-border transactions. | Business Service |
| 7296 | Clothing Rental: Costumes, Uniforms, and Formal Wear | Retailers that rent costumes, uniforms, formal wear, tuxedos, and other types of apparel and related accessories. For wholesale distributors that sell or rent uniforms to other businesses, use MCC 5137. | Personal Service Providers |
| 7297 | Massage Parlors | Retailers that specialize in providing massage services. Such merchants also may provide other personal services, and may rent saunas or hot tubs. | Personal Service Providers |
| 7298 | Health and Beauty Spas | Merchants, typically known as day spas that provide a variety of personal or therapeutic services without an overnight stay. Such services may include facials, massages, mud baths, herbal wraps, tanning treatments, whirlpools, steam baths, personal exercise programs, dietary counseling, and hair and makeup counseling and styling, as well as instructional classes such as aerobics, weight training, weight control, cooking, and sports classes. For spa services offered as part of a package plan that includes lodging at the merchant’s establishment, use MCC 7011. | Personal Service Providers |
| 7299 | Other Services: not elsewhere classified | Merchants that provide personal services that do not fall under any other MCC. Examples of such services include animal boarding, bath houses, house sitting services, maid services, animal grooming and kennels, animal training or breeding, real estate agents, brokers, and managers, body piercing and tattooing, water treatment services, taxidermists, wedding chapels, and animal cremation and burial services. For real estate agents, brokers and managers, and apartment rental services, use MCC 6513. | Personal Service Providers |
| 7311 | Advertising Services | Merchants that prepare advertising (copywriting, artwork, graphics, and other creative work) and place advertising in periodicals, newspapers, radio, television, or other advertising media for clients on a contract or fee basis. Other types of advertising such as aerial advertising, coupon distribution, distribution of samples, and skywriting are also included. | Business Services |
| 7321 | Consumer Credit Reporting Agencies | Merchants that provide credit-reporting services such as credit investigation, credit clearinghouses, and other related services. This MCC does not include collection agencies. For merchants primarily engaged in collecting debts in default owed to others or that were originally owed to others, use MCC 7322. | Business Services |
| 7322 | Debt Collection Agency | Merchants primarily engaged in collecting debts in default owed to others or that were originally owed to others. | Personal Service Providers |
| 7333 | Commercial Art, Graphics, Photography | Merchants that provide commercial art or graphic design services for advertising agencies, publishers, and other businesses. Such services may include silk screen design, still and slide film production, chart and graph design, and commercial art and illustration. For merchants that provide still, video, and portrait photography for the general public, use MCC 7221. | Business Services |
| 7338 | Quick Copy, Reproduction, and Blueprinting Services | Merchants that reproduce text, drawings, plans, maps, and similar materials by blueprinting, photocopying, or using other reproduction methods. Such merchants also may provide collating and binding services. | Business Services |
| 7339 | Stenographic and Secretarial Support Services | Merchants that provide stenographic, secretarial, and other clerical services such as word processing, typing, editing, letter writing, proofreading, resume writing, and court reporting services. For employment agencies that primarily seek to fill secretarial support positions, use MCC 7361. | Business Services |
| 7342 | Exterminating and Disinfecting Services | Merchants that provide pest control, extermination, disinfecting, and fumigation services, including the elimination of termites, insects, and rodents. | Business Services |
| 7349 | Cleaning and Maintenance, Janitorial Services | Merchants that provide building cleaning, maintenance, and janitorial services, such as window cleaning, floor waxing, school custodian services, office cleaning, and housekeeping on a contract or fee basis. | Business Services |
| 7361 | Employment Agencies, Temporary Help Services | Merchants that provide employment services for employers or those seeking employment with permanent or temporary positions. | Business Services |
| 7372 | Computer Programming, Data Processing, and Integrated Systems Design | Merchants that provide computer programming services, systems design, and data processing services on a contract or fee basis. Such services may include computer software design and analysis, software or systems modifications, data entry or data processing, and training in the use of custom software. | Business Services |
| 7375 | Information Retrieval Services | Wholesale providers of online and database information retrieval and search services on a contract or fee basis. | Wholesale Distributors and Manufacturers |
| 7379 | Computer Maintenance, Repair, and Services: not elsewhere classified | Wholesalers that provide computer-related services. Such services may include consulting on a contract or fee basis, database development, computer maintenance and repair, tape and diskette conversion services, and computer requirements analysis. For wholesale distributors of computer hardware, software, and related equipment, use MCC 5045. | Wholesale Distributors and Manufacturers |
| 7392 | Consulting, Management, and Public Relations Services | Merchants that provide counsel and assistance to the management of private, nonprofit, and public organizations on a contract or fee basis. Services provided may include strategic and organizational planning financial planning and budgeting, the development of marketing objectives, information systems planning, the development of human resource policies, procedures planning, and public relations services. | Business Services |
| 7393 | Detective Agencies, Protective Agencies, Security Services including Armored | Merchants that provide security devices and services. Examples of such devices and services include armored cars, security systems (installation, monitoring, and maintenance), private investigators, guard dogs, and lie detection. | Business Services |
| 7394 | Equipment Rental and Leasing Services, Furniture Rental, Tool Rental | Merchants that rent and lease equipment, tools, furniture, appliances, and office equipment (excluding typewriters). For typewriter rentals, use MCC 5978. | Business Services |
| 7395 | Photo Developing, Photofinishing Laboratories | Merchants that develop film and make photographic prints and enlargements, and may also provide specialized services, such as custom enlarging and photo retouching. The popular one-hour photo development services are included here. These merchants also may sell a limited selection of supplies such as film, tripods, photo albums, scrap books, camera filters, and picture frames. If the merchant sells primarily photographic equipment and supplies, use MCC 5946. | Business Services |
| 7399 | Business Services: not elsewhere classified | Merchants that provide business and trade services that typically are not considered professions. This MCC must be used only if another more specific MCC does not describe the merchant’s business. Examples of such business services include publishing companies, conference management companies, meeting planners, seminar companies, locksmiths, mail and packing services (including the sale of stamps), message and paging services, and waste management services. | Business Services |
| 7512 | Automobile Rental Agency: not elsewhere classified | Only those car rental agencies for which a unique MCC has not been designated. | Automobile/Vehicle Rentals |
| 7513 | Truck Rental | Merchants that provide short-term rental or long-term leasing of trucks, vans, or utility trailers. Such vehicles are used for moving or hauling, and are rented on a do-it-yourself basis. | Automobile/Vehicle Rentals |
| 7519 | Motor Home and Recreational Vehicle Rental | Merchants that rent motor homes, RVs, pop-up campers, tent trailers, and other recreational vehicles on a daily, short-term, or extended-term basis. For aircraft, bicycle, motorcycle, and go-cart rentals, use MCC 7999. For recreational boat rentals, use MCC 4457. | Automobile/Vehicle Rentals |
| 7523 | Automobile Parking Lots and Garages | Merchants that provide temporary parking services for automobiles, usually on an hourly, daily, or monthly contract or fee basis. | Business Services |
| 7531 | Automotive Body Repair Shops | Merchants that perform automotive body repair work. Such merchants also may or may not paint automobiles in conjunction with the body repair work. For merchants that primarily paint automobiles, use MCC 7535. For merchants that perform automotive repair work other than body repair, use MCC 7538. | Repair Services |
| 7534 | Tire Retreading and Repair Shops | This MCC identifies merchants that sell, install, repair, or retread old tires. For merchants that provide other types of automotive repair services, use MCC 7538. For merchants that primarily sell new automotive tires, use MCC 5532. | Repair Services |
| 7535 | Automotive Paint Shops | Merchants that paint and refinish automobiles exclusively, including those specializing in antique automobile restoration and custom design and painting. | Repair Services |
| 7538 | Automotive Service Shops | Merchants that conduct automotive repairs and general servicing. Such service may include engines, brakes, air conditioning systems, mufflers, front ends and frames, fuel systems, carburetors, radiators, windshields and windows, and electrical systems. This MCC includes the popular quick oil change merchants and lube merchants. Service shops also may or may not perform wheel alignment, balancing, and repair services. For automotive service specialists, use the MCC that best describes the service provided, for example, for tire repairs and retreads, use MCC 7534; for automotive painting, use MCC 7535; and for automotive body repair work, use MCC 7531. | Repair Services |
| 7542 | Car Washes | Merchants that wash, wax, and polish automobiles, including drive- through, custom hand wash, and do-it-yourself car wash locations. If the merchant also sells automotive gasoline, use MCC 5541. | Repair Services |
| 7549 | Towing Services | Merchants that provide vehicle towing services. For merchants that primarily provide wrecking and salvage services, use MCC 5935. | Repair Services |
| 7622 | Electronic Repair Shops | Merchants that repair electronics (excluding appliances) such as radios, televisions, tape decks, CDs, receivers, stereos, and computers. For merchants that repair small appliances such as microwaves, toaster ovens, and toasters, use MCC 7629. For merchants that repair large appliances such as ovens, washers, dryers, dishwashers, and refrigerators, use MCC 7699. | Repair Services |
| 7623 | Air Conditioning and Refrigeration Repair Shops | Merchants that service and repair household and commercial air conditioning, and refrigeration systems. For merchants that service and repair small household appliances, use MCC 7629. For merchants that service and repair large household appliances, use MCC 7699. | Repair Services |
| 7629 | Appliance Repair Shops, Electrical and Small | Merchants that service and repair household and commercial electrical components and small appliances such as microwaves, toaster ovens, and toasters, as well as merchants that service and repair electrical office machines, excluding typewriters. For merchants that specialize in typewriter repairs, use MCC 5978. For specialists in electronics repairs, use MCC 7622. For merchants that repair large household appliances, use MCC 7699. | Repair Services |
| 7631 | Clock, Jewelry, and Watch Repair Shops | Merchants that clean and repair all types of watches, clocks, and fine jewelry. For merchants that primarily sell watches, clocks, and fine jewelry, use MCC 5944. | Repair Services |
| 7641 | Furniture: Reupholstery and Repair, Refinishing | Merchants that reupholster, repair, and refinish furniture, including restorers of antique furniture. For merchants that sell furniture, use MCC 5712. | Repair Services |
| 7692 | Welding Repair | Merchants that perform welding repair. For merchants that perform construction welding, use MCC 1799. | Repair Services |
| 7699 | Miscellaneous Repair Shops and Related Services | Merchants that exclusively provide service and repair work, but that cannot be classified under a more specific repair work MCC. Such merchants include those that repair large household appliances (for example, ovens, washers, dryers, dishwashers, and water heaters), bicycles and sporting equipment, hearing aids, orthopedic and prosthetic devices, musical instruments, tents and awnings, camera and other photographic equipment, lawnmowers, luggage, leather goods, swimming pools, electric razors, and typewriters. Also includes machine shops and merchants that clean and service furnaces and chimneys. | Repair Services |
| 7800 | Government Owned Lottery (U.S. Region Only) | Government bodies that operate or administer lotteries and engage in the sale of lottery tickets or shares on the Internet or in a physical place of business either directly or through designated agents. Use of this MCC is restricted to merchants located in the U.S. region and properly registered with Mastercard as set forth in section 9.4.4 of the Security Rules and Procedures manual. | Amusement and Entertainment |
| 7801 | Internet Gambling (U.S. Region Only) | Merchants licensed in accordance with applicable law or regulation to operate an Internet gambling system or platform accepting the placement of wagers. Use of this MCC is restricted to merchants located in the U.S. region and properly registered with Mastercard as set forth in section 9.4.2 of the Security Rules and Procedures manual. | Amusement and Entertainment |
| 7802 | Government Licensed Horse/Dog Racing (U.S. Region Only) | Merchants licensed in accordance with applicable law or regulation to conduct horse or dog racing or pari-mutuel wagering activities in connection therewith, or both. Use of this MCC is restricted to merchants located in the U.S. region and properly registered with Mastercard as set forth in section 9.4.2 of the Security Rules and Procedures manual. | Amusement and Entertainment |
| 7829 | Motion Picture and Video Tape Production and Distribution | Wholesale producers and distributors of educational and industrial films and videos for exhibition and sale, including TV commercials and training films. For retailers that rent videotapes to consumers, use MCC 7841. | Wholesale Distributors and Manufacturers |
| 7832 | Motion Picture Theaters | Merchants that operate movie theaters, including drive-in theaters. Such merchants sell tickets and refreshments, and may or may not offer advance ticket reservations via the phone. | Amusement and Entertainment |
| 7841 | Video Entertainment Rental Stores | Merchants that rent videotapes, laser discs, DVDs, and video games for consumer use at home. Such merchants may or may not sell a limited selection of used videos, drinks, candy, snacks, and blank tapes. | Amusement and Entertainment |
| 7911 | Dance Halls, Schools, and Studios | Merchants that operate dance studios, dance schools, and public dance halls or ballrooms, and charge for admission fees, lessons, and refreshments. Such merchants may teach many types of dance or specialize in tap and ballet, ballroom, square dance instruction, or other types of dance. | Amusement and Entertainment |
| 7922 | Theatrical Producers (except Motion Pictures), Ticket Agencies | Merchants that operate live theatrical productions, such as road companies and summer theater groups. Services associated with theatrical productions and concerts are also included, such as casting agencies, booking agencies, scenery, lighting, and other equipment services, and theatrical ticket agencies. For movie theaters, use MCC 7832. | Amusement and Entertainment |
| 7929 | Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere classified | Merchants that provide entertainment other than theatrical productions, and includes musicians, bands, orchestras, comedians, and magicians. Merchants that specialize in providing music (live bands or disc jockeys [DJs]) for weddings or special events are also included. | Amusement and Entertainment |
| 7932 | Pool and Billiard Establishments | Merchants operating establishments that rent pool or billiard tables for entertainment. Such merchants may offer coin-operated pool tables, or may rent pool tables by the game or by the hour. Shuffleboard, darts, and other games and refreshments may also be available. | Amusement and Entertainment |
| 7933 | Bowling Alleys | Merchants that operate bowling alleys for entertainment, and may accept Mastercard cards for rental fees, pro shop purchases, refreshments, or usage fees. Merchants located within the bowling alley that are separately managed must be classified with the appropriate MCC for that type of business. For example, a restaurant located within a bowling alley must use MCC 5812; a bar must use MCC 5813. | Amusement and Entertainment |
| 7941 | Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports | Merchants that operate and promote semiprofessional and professional athletic clubs (such as baseball, basketball, football, hockey, and soccer), promote amateur and professional athletic events, and manage individual athletes. Sports arenas and stadiums are also included. | Amusement and Entertainment |
| 7991 | Tourist Attractions and Exhibits | Merchants that operate tourist attractions and exhibits for entertainment, such as expositions, botanical gardens, craft shows, museums, and wineries. For art exhibits held at art galleries, use MCC 5971. | Amusement and Entertainment |
| 7992 | Golf Courses, Public | Merchants that operate public golf courses. Services offered may include greens fees and golf cart or equipment rentals. For restaurants and cafes located at the golf course, use MCC 5812. For pro shops that sell golfing supplies and equipment, use MCC 5941. For country clubs and private golf courses, use MCC 7997. | Amusement and Entertainment |
| 7993 | Video Amusement Game Supplies | Merchants that sell coin-operated amusement machines, equipment, and supplies. Products for sale may include video game machines, juke boxes, pinball machines, slot machines, mechanical games, and instant photograph booths. For merchants that operate video and game arcades, use MCC 7994. | Amusement and Entertainment |
| 7994 | Video Game Arcades/Establishments | Merchants that operate indoor playgrounds, interactive games and amusement machines, such as jukeboxes, video games, pinball machines, paintball, and laser tag games, mechanical games, and instant photograph booths. An acquirer may use this MCC to identify a U.S. region skill games merchant or a skill games merchant located outside the U.S. region that accepts payment from U.S. region cardholders for participation in a skill game conducted by such merchant. Such merchant must be properly registered with Mastercard as set forth in section 9.4.5 of the Security Rules and Procedures manual. If such merchant's activities are regulated as gambling in any non-U.S. jurisdiction, then the merchant must be identified with MCC 7995. For merchants that sell amusement equipment, use MCC 7993. For merchants that operate games involving wagering, use MCC 7995. | Amusement and Entertainment |
| 7995 | Gambling Transactions | Any transaction, other than an ATM transaction, involving the placing of a wager, the purchase of a lottery ticket, spread betting, in-flight commerce gaming, or the purchase of chips or other value usable for gambling in conjunction with gambling activities provided by wagering or betting establishments such as casinos, race tracks, card parlors, airlines, and the like. Gambling transaction processing requirements are set forth in section 5.1.2.2 of the Mastercard Rules manual. Any fee charged and included in the total transaction amount must be clearly disclosed to the cardholder before completing the transaction. Such a fee must not be charged for in-flight commerce gaming transactions. Before acquiring transactions reflecting non-face-to-face gambling, an acquirer must first register the merchant with Mastercard as described in section 9.2 of the Security Rules and Procedures manual. For other types of purchases associated with the establishment, such as food, lodging, or passage, use the MCC that best describes that transaction. For information about Gaming Payment Transactions, refer to Chapter 6 in the Transaction Processing Rules manual. | Amusement and Entertainment |
| 7996 | Amusement Parks, Carnivals, Circuses, Fortune Tellers | Merchants that operate amusement parks and carnivals offering mechanical rides, snacks and food stands, games, animal exhibits, and entertainment. Circuses, fortune tellers, astrologers, tarot card readers, and mystics also are included. | Amusement and Entertainment |
| 7997 | Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf | Merchants that operate sports and recreation facilities requiring membership. Examples of such facilities include exercise, athletic, and health clubs, country clubs, private golf courses, boating yacht clubs, swimming clubs, tennis clubs, bowling leagues, riding clubs, shooting and gun clubs, and racquetball clubs. Such merchants may or may not provide massage services and spa services such as facials, weight control counseling, aromatherapy, steam baths, and whirlpools. For merchants that primarily provide massages, use MCC 7297. For merchants that primarily operate a spa and its related services, use MCC 7298. | Amusement and Entertainment |
| 7998 | Aquariums, Dolphinariums, Zoos, and Seaquariums | Merchants that operate sea life parks and zoos for the entertainment and education of the general public. Other services located on the premises, such as restaurants or gift shops, must be classified with the MCC that best describes that type of business. | Amusement and Entertainment |
| 7999 | Recreation Services: not elsewhere classified | Merchants that provide a wide variety of recreation and entertainment services that are not described by another, more specific MCC. Typically, these merchants provide services that require active physical participation such as swimming, playing miniature golf, snow skiing, miniature car racing, ice skating, rock climbing, skate boarding and horseback riding. These merchants may also rent bicycles, aircraft, motorcycles, go-carts, and other sporting equipment. As a general rule, these merchants are not clubs and do not require membership. For private sports and recreation clubs requiring membership, use MCC 7997. For boat rentals, use MCC 4457. For public golf courses, use MCC 7992. | Amusement and Entertainment |
| 8011 | Doctors: not elsewhere classified | Licensed physicians engaged in a practice of general or specialized medicine and surgery that is not more accurately identified by another more specific MCC. Such merchants include plastic and cosmetic surgeons, dermatologists, psychiatrists, radiologists, orthopedists, pediatricians, neurologists, obstetricians, and gynecologists. | Professional Services and Membership Organizations |
| 8021 | Dentists, Orthodontists | Licensed physicians that practice general or specialized dentistry, such as dental surgery. | Professional Services and Membership Organizations |
| 8031 | Osteopathic Physicians | Licensed physicians that provide therapy involving the non-surgical manipulation and adjustment of bone structures. For orthopedists that provide surgical treatments, use MCC 8011. | Professional Services and Membership Organizations |
| 8041 | Chiropractors | Medical professionals that provide therapy in which the spinal column and limbs are manipulated and adjusted. | Professional Services and Membership Organizations |
| 8042 | Optometrists, Ophthalmologists | Optometrists are medical professionals that examine and treat eye defects with corrective lenses or exercises. Ophthalmologists are licensed physicians that specialize in the structures, functions, and diseases of the eye, and may perform surgery. These merchants may or may not fill eyeglass or contact lens prescriptions, or sell eyeglass frames. | Professional Services and Membership Organizations |
| 8043 | Opticians, Optical Goods, and Eyeglasses | Merchants that read prescriptions for visual correction, order lenses, make and sell eyeglasses and contact lenses, and may perform eye examinations. Opticians may also sell a variety of optical goods such as safety glasses, sunglasses (prescription and regular), carrying cases, and eyeglass and contact lens solutions. One-hour eyeglasses merchants generally located in shopping malls are included. For merchants that examine eyes and treat eye defects with procedures that may involve surgery or surgical techniques, use MCC 8042. | Professional Services and Membership Organizations |
| 8049 | Chiropodists, Podiatrists | Licensed physicians specializing in the diagnosis and treatment of foot ailments. | Professional Services and Membership Organizations |
| 8050 | Nursing and Personal Care Facilities | Merchants that provide inpatient nursing and health-related personal care services. Because of their mental or physical condition, patients in these facilities may require the administration of medications and treatments or the supervision of self-administered medications in accordance with a physician’s orders. This MCC includes convalescent homes, nursing homes, hospice facilities, and eldercare facilities that provide long-term care and generally do not perform surgery. | Professional Services and Membership Organizations |
| 8062 | Hospitals | Hospitals that provide diagnostic services, extensive medical treatment including surgery, and other hospital services, as well as continuous nursing services for the sick and injured. Includes mental and psychiatric hospitals, children’s hospitals, and maternity hospitals. For pet clinics or pet hospitals, use MCC 0742. | Professional Services and Membership Organizations |
| 8071 | Dental and Medical Laboratories | Merchants that provide services to medical and dental professionals and to patients referred by physicians or dentists. Includes medical laboratories that perform biological analysis, blood analysis, urinalysis, X-ray, bacteriological analysis, and diagnostic analysis, and dental laboratories that make dentures, artificial teeth, crowns and bridges, and customized orthodontic appliances. | Professional Services and Membership Organizations |
| 8099 | Health Practitioners, Medical Services: not elsewhere classified | Medical professionals that are not described by another, more specific MCC. Examples include physical therapists, occupational therapists, psychologists, and other health practitioners such as blood banks, planned parenthood clinics, fertility clinics, chemical dependency centers, hearing testing services, licensed massage therapists, surgical hair replacement clinics, and sports medicine clinics. | Professional Services and Membership Organizations |
| 8111 | Attorneys, Legal Services | Merchants that are operated by members of the bar and provide legal advice and services. Such merchants may specialize in one area of litigation such as divorce or bankruptcy, or provide a full spectrum of legal services. | Professional Services and Membership Organizations |
| 8211 | Schools, Elementary and Secondary | Elementary and secondary schools that provide academic instruction from kindergarten through twelfth grade, including public, private, parochial, and boarding schools. For preschools, use MCC 8351. | Professional Services and Membership Organizations |
| 8220 | Colleges, Universities, Professional Schools, and Junior Colleges | Community and junior colleges, universities, theological seminaries, and professional schools (including dental, law, engineering, and medical) that provide academic courses and grant academic degrees. The requirement for admission must be at least a high school diploma or its equivalent. For business and secretarial schools, use MCC 8244. For vocational and trade schools, use MCC 8249. | Professional Services and Membership Organizations |
| 8241 | Schools, Correspondence | Correspondence schools that offer educational instruction through the mail by sending lessons and examinations to the student. | Professional Services and Membership Organizations |
| 8244 | Schools, Business and Secretarial | Business and secretarial schools that offer general business training such as business machine operation, office procedures, word processing, stenographic, and other clerical skills. Such schools offer a training certificate but do not offer academic degrees. For vocational and trade schools, use MCC 8249. | Professional Services and Membership Organizations |
| 8249 | Schools, Trade and Vocational | Trade and vocational schools that offer training and instruction in specialized professions such as welding, mechanics, carpentry, real estate, and truck driving. Such schools offer a training certificate but do not offer academic degrees. | Professional Services and Membership Organizations |
| 8299 | Schools and Educational Services: not elsewhere classified | Merchants that offer educational courses and services that are not described by another more specific MCC. Such merchants include schools that teach music, drama, art, cooking, modeling, karate schools, automobile driving instruction, traffic safety, flying instruction, and sewing or knitting instruction. For dance schools, use MCC 7911. For schools that grant academic degrees for courses of study in music, drama, and art, uses MCC 8220. | Professional Services and Membership Organizations |
| 8351 | Child Care Services | Merchants that provide child care services, including nannies, nursery schools, and day care centers. These merchants typically care for infants and preschool children, but may also care for older children, and may or may not provide educational programs. | Professional Services and Membership Organizations |
| 8398 | Organizations, Charitable and Social Service | Charitable (non-political) organizations that solicit contributions, social service organizations that provide social welfare services, advocacy groups, community organizations, and health agencies. Use a TCC of T for fundraising performed through non–face-to-face methods such as phone orders. | Professional Services and Membership Organizations |
| 8641 | Associations: Civic, Social, and Fraternal | Associations engaged in civic, social, or fraternal activities. Such associations include alumni associations and clubs, booster clubs, businesspersons clubs, community membership clubs, fraternal lodges, fraternities and sororities, social clubs, veterans’ organizations, and youth associations. The activities of these groups may include political fund-raising; however, if this is the primary purpose of the organization, use MCC 8651. | Professional Services and Membership Organizations |
| 8651 | Organizations, Political | Membership organizations that promote the interests of a national, state, or local political party or candidate, including political groups organized specifically to raise funds for a political party or individual candidate. | Professional Services and Membership Organizations |
| 8661 | Organizations, Religious | Religious organizations that provide worship services, religious training or study, religious activities, and fund-raising. Examples are churches, convents, monasteries, mosques, shrines, synagogues, and temples. | Professional Services and Membership Organizations |
| 8675 | Automobile Associations | Automobile associations and clubs. Such merchants provide members with special services such as travel and road condition information, maps and guides, and specials rates at restaurants, hotels, and car rental agencies. These merchants often charge an annual membership fee. | Professional Services and Membership Organizations |
| 8699 | Organizations, Membership: not elsewhere classified | Organizations or associations that are not described by another, more specific MCC. Examples include historical clubs, labor unions, poetry clubs, art councils, and tenant or condominium associations. For membership to health and athletic clubs, use MCC 7997. | Professional Services and Membership Organizations |
| 8734 | Testing Laboratories (Non–Medical) | Merchants that provide non-medical testing services to other businesses. Examples of such services include automobile testing, calibration, and certification, food testing, forensic testing, product and pollution testing, and industrial X-ray inspection services. For medical testing laboratories, use MCC 8071. | Professional Services and Membership Organizations |
| 8911 | Architectural, Engineering, and Surveying Services | Merchants that provide professional architectural, engineering, and land, water, and aerial surveying services. Included are home and building designers, ship, boat, and machine engineers and designers, and architectural engineers. | Professional Services and Membership Organizations |
| 8931 | Accounting, Auditing, and Bookkeeping Services | Merchants that provide accounting, bookkeeping, billing, payroll and other related auditing services, including Certified Public Accountants (CPAs). Such merchants also may provide income tax preparation services in addition to accounting and auditing services. For merchants that provide income tax preparation services without also providing accounting, auditing, and bookkeeping services, use MCC 7276. | Professional Services and Membership Organizations |
| 8999 | Professional Services: not elsewhere classified | Merchants engaged in traditional professions that offer highly specialized services, and often require employees to obtain advanced or specialized education or training to provide the services. This MCC should be used only if the merchant’s business is not described by another, more specific MCC. Examples of such merchants include mortgage brokers, research firms, financial planners, graphic designers, guest speakers and lecturers, court stenographers, real estate appraisers, research firms, and auction houses. | Professional Services and Membership Organizations |
| 9211 | Court Costs including Alimony and Child Support | Local, state, and federal courts of law that administer and process court fees (such as case administration costs and litigation processing fees), alimony, and child support payments. For merchants that process fines or penalties associated with the court system, use MCC 9222. | Government Services |
| 9222 | Fines | Government entities that administer and process local, state, and federal fines and penalties, motor vehicle violations, and community or property assessed fines. | Government Services |
| 9223 | Bail and Bond Payments | Merchants that post bail to the court system as security for the appearance of the arraigned individual. | Government Services |
| 9311 | Tax Payments | Local, state, and federal entities that engage in financial administration and taxation, including the collection of taxes and penalties and the custody and disbursement of funds. Such merchants include property tax assessors’ offices, customs bureaus, and state tax commissions. | Government Services |
| 9399 | Government Services: not elsewhere classified | Merchants that provide general support services to the government such as personnel, auditing, procurement, and building management services, and are not described by another, more specific MCC. Examples include civil rights and civil service commissions, general government accounting offices, general services offices, government supply agencies, police, fire, and motor vehicle departments, and national, state, and city parks. For intra-government transfers (IGOTS) program transactions, use MCC 9405. For state universities and colleges, use MCC 8220. Merchants involved in the sale of goods or services to the government should use the wholesale MCC that best describes the business. | Government Services |
| 9402 | Postal Services: Government Only | Government postal offices, including local post office branches. Services provided include accepting and processing packages and mail for delivery, selling postage stamps, and express mailing services. For mail packaging stores that provide packaging services and sell stamps, greeting cards, and wrapping, and that may also provide services for UPS, Federal Express, and other express mail services, use MCC 7399. | Government Services |
| 9405 | Intra-Government Purchases: Government Only | Identifies transactions between governmental offices, departments, or agencies that participate in the intra-government transfers (IGOTS) program. | Government Services |
| 9406 | Government-owned Lottery (global, excluding U.S. region) | A lottery scheme conducted and managed by a government authority. Use of this MCC is restricted to the following regions: Asia/Pacific, Canada, Europe, Latin America and the Caribbean, and Middle East/Africa. Merchants located in the U.S. region should use NOTE: Use of MCC 9406 is appropriate to identify a duly licensed agent engaged in the sale of lottery tickets, reoccurring lottery subscription services, or both. | Amusement and Entertainment |