Secure Payments with NMI Payment Gateway
Secure your business payments with the NMI Payment Gateway. IntegralPay can help you streamline your payment processing. Connect with us to learn more.
What Are Merchant Initiated Transactions?
Discover the benefits of merchant initiated transactions and how IntegralPay can optimize your payment workflows. Connect with us to learn more.
Mastering ACH Return Codes: Tips for Efficient Payment Processing
Did you know that nearly 5% of ACH payments are returned? This shows how important it is to understand ACH return codes for businesses. When a payment fails, it leads to an "ACH return," which can harm your cash flow…
Optimize Payment Routing for Your Business
Did you know that businesses can lose up to 3% of their revenue due to payment processing failures? In today’s digital world, every transaction matters. Effective payment routing is key to keeping your finances healthy. Optimized payment routing sends each…
Storing Credit Card Information: A Guide
Did you know that nearly 43% of all data breaches involve the theft of credit card information? As businesses deal with digital transactions, keeping credit card info safe is key. With more data breaches and online payments, you need to…
What is a Merchant of Record?
Did you know over 70% of online businesses struggle with payment processing and local rules? This shows how vital a Merchant of Record (MoR) is in e-commerce. An MoR does more than just handle payments. They also deal with chargebacks…
What is a Rolling Reserve Merchant Account?
Did you know up to 10% of online payments can lead to chargebacks for high-risk businesses? This fact highlights the importance of protecting your finances. A rolling reserve merchant account acts as a shield against chargebacks. It also builds trust…
ACH Merchant Account
Did you know over 26 billion electronic payments were made in the U.S. through the Automated Clearing House (ACH) Network in 2021? This shows how much people rely on faster payment methods. An ACH merchant account is more than just…
What is an Acquirer Reference Number (ARN)?
Did you know over 25 billion electronic payment transactions happen every year in the United States? Each one gets a unique number called the Acquirer Reference Number (ARN). This transaction identifier is key in the world of electronic payments. It…
What is Payment Orchestration?
Did you know the global payment orchestration market was worth $1.1 billion in 2022? It's expected to grow by 24.7% each year until 2030. This shows how important this term is, as online shopping keeps growing. So, what is this…